Rent Affordability for A Physical Therapist in Tennessee

A typical physical therapist in Tennessee earns about $91,733 a year, which supports approximately $2,293 a month in rent under the 30% rule. Below, every tracked Tennessee city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 68 of 72 cities tracked stay within the 30% rule; 4 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Dyersburg, TN$800/mo10.5%very comfortable
Dayton, TN$815/mo10.7%very comfortable
Brownsville, TN$932/mo12.2%very comfortable
Martin, TN$961/mo12.6%very comfortable
Elizabethton, TN$1,067/mo14%very comfortable
Athens, TN$1,083/mo14.2%very comfortable
Covington, TN$1,100/mo14.4%very comfortable
Greeneville, TN$1,112/mo14.5%very comfortable
Jefferson City, TN$1,152/mo15.1%very comfortable
Lawrenceburg, TN$1,170/mo15.3%very comfortable
Memphis, TN$1,262/mo16.5%very comfortable
Kingsport, TN$1,289/mo16.9%very comfortable
Red Bank, TN$1,320/mo17.3%very comfortable
Kingston, TN$1,352/mo17.7%very comfortable
East Ridge, TN$1,379/mo18%very comfortable
Clarksville, TN$1,386/mo18.1%very comfortable
Bristol, TN$1,393/mo18.2%very comfortable
Smithville, TN$1,400/mo18.3%very comfortable
Soddy-Daisy, TN$1,408/mo18.4%very comfortable
Cleveland, TN$1,413/mo18.5%very comfortable
Jackson, TN$1,430/mo18.7%very comfortable
Johnson City, TN$1,468/mo19.2%very comfortable
Morristown, TN$1,473/mo19.3%very comfortable
Crossville, TN$1,481/mo19.4%very comfortable
Cookeville, TN$1,491/mo19.5%very comfortable
Manchester, TN$1,516/mo19.8%very comfortable
Chattanooga, TN$1,522/mo19.9%very comfortable
Tullahoma, TN$1,533/mo20.1%affordable
Hixson, TN$1,547/mo20.2%affordable
Dickson, TN$1,574/mo20.6%affordable
Columbia, TN$1,586/mo20.7%affordable
Ashland City, TN$1,593/mo20.8%affordable
Portland, TN$1,600/mo20.9%affordable
Millington, TN$1,595/mo20.9%affordable
Jonesborough, TN$1,623/mo21.2%affordable
Springfield, TN$1,630/mo21.3%affordable
Gallatin, TN$1,635/mo21.4%affordable
Seymour, TN$1,643/mo21.5%affordable
Sevierville, TN$1,648/mo21.6%affordable
Oak Ridge, TN$1,668/mo21.8%affordable
Lakeland, TN$1,667/mo21.8%affordable
Murfreesboro, TN$1,671/mo21.9%affordable
Goodlettsville, TN$1,673/mo21.9%affordable
Lebanon, TN$1,685/mo22%affordable
Hendersonville, TN$1,691/mo22.1%affordable
Lenoir City, TN$1,691/mo22.1%affordable
Smyrna, TN$1,705/mo22.3%affordable
Alcoa, TN$1,716/mo22.4%affordable
Knoxville, TN$1,726/mo22.6%affordable
Cordova, TN$1,766/mo23.1%affordable
Louisville, TN$1,800/mo23.5%affordable
Nashville, TN$1,834/mo24%affordable
White House, TN$1,832/mo24%affordable
Farragut, TN$1,893/mo24.8%affordable
Bartlett, TN$1,908/mo25%affordable
Maryville, TN$1,938/mo25.4%affordable
Brentwood, TN$1,967/mo25.7%affordable
Collierville, TN$1,990/mo26%affordable
La Vergne, TN$2,067/mo27%affordable
Spring Hill, TN$2,073/mo27.1%affordable
Clinton, TN$2,083/mo27.2%affordable
Franklin, TN$2,122/mo27.8%affordable
Mount Juliet, TN$2,132/mo27.9%affordable
Oakland, TN$2,150/mo28.1%affordable
Harrison, TN$2,145/mo28.1%affordable
Corryton, TN$2,164/mo28.3%affordable
Powell, TN$2,172/mo28.4%affordable
Ooltewah, TN$2,173/mo28.4%affordable
Thompsons Station, TN$2,336/mo30.6%stretched
Germantown, TN$2,403/mo31.4%stretched
Arlington, TN$2,452/mo32.1%stretched
Collegedale, TN$2,663/mo34.8%stretched
Methodology: Salary is the BLS-derived state estimate for Tennessee. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).