Rent Affordability for A Physical Therapist in Tennessee

A typical physical therapist in Tennessee earns about $91,733 a year, which supports approximately $2,293 a month in rent under the 30% rule. Below, every tracked Tennessee city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 70 of 72 cities tracked stay within the 30% rule; 2 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Dyersburg, TN$757/mo9.9%very comfortable
Dayton, TN$815/mo10.7%very comfortable
Martin, TN$930/mo12.2%very comfortable
Brownsville, TN$932/mo12.2%very comfortable
Elizabethton, TN$1,067/mo14%very comfortable
Athens, TN$1,085/mo14.2%very comfortable
Covington, TN$1,100/mo14.4%very comfortable
Greeneville, TN$1,114/mo14.6%very comfortable
Jefferson City, TN$1,152/mo15.1%very comfortable
Lawrenceburg, TN$1,170/mo15.3%very comfortable
Memphis, TN$1,280/mo16.7%very comfortable
Kingston, TN$1,285/mo16.8%very comfortable
East Ridge, TN$1,322/mo17.3%very comfortable
Kingsport, TN$1,355/mo17.7%very comfortable
Clarksville, TN$1,376/mo18%very comfortable
Red Bank, TN$1,374/mo18%very comfortable
Smithville, TN$1,400/mo18.3%very comfortable
Bristol, TN$1,415/mo18.5%very comfortable
Cleveland, TN$1,439/mo18.8%very comfortable
Soddy-Daisy, TN$1,444/mo18.9%very comfortable
Jackson, TN$1,451/mo19%very comfortable
Johnson City, TN$1,467/mo19.2%very comfortable
Crossville, TN$1,484/mo19.4%very comfortable
Manchester, TN$1,493/mo19.5%very comfortable
Morristown, TN$1,502/mo19.6%very comfortable
Chattanooga, TN$1,505/mo19.7%very comfortable
Springfield, TN$1,554/mo20.3%affordable
Cookeville, TN$1,564/mo20.5%affordable
Tullahoma, TN$1,573/mo20.6%affordable
Hixson, TN$1,577/mo20.6%affordable
Columbia, TN$1,580/mo20.7%affordable
Ashland City, TN$1,580/mo20.7%affordable
Millington, TN$1,599/mo20.9%affordable
Seymour, TN$1,625/mo21.3%affordable
Gallatin, TN$1,633/mo21.4%affordable
Goodlettsville, TN$1,648/mo21.6%affordable
Oak Ridge, TN$1,673/mo21.9%affordable
Collegedale, TN$1,673/mo21.9%affordable
Hendersonville, TN$1,678/mo22%affordable
Murfreesboro, TN$1,687/mo22.1%affordable
Smyrna, TN$1,693/mo22.1%affordable
Portland, TN$1,698/mo22.2%affordable
Lebanon, TN$1,704/mo22.3%affordable
Sevierville, TN$1,711/mo22.4%affordable
Lakeland, TN$1,725/mo22.6%affordable
Knoxville, TN$1,735/mo22.7%affordable
Alcoa, TN$1,732/mo22.7%affordable
Lenoir City, TN$1,732/mo22.7%affordable
Jonesborough, TN$1,738/mo22.7%affordable
White House, TN$1,783/mo23.3%affordable
Louisville, TN$1,800/mo23.5%affordable
Dickson, TN$1,808/mo23.7%affordable
Cordova, TN$1,811/mo23.7%affordable
Nashville, TN$1,825/mo23.9%affordable
Bartlett, TN$1,938/mo25.4%affordable
Collierville, TN$1,956/mo25.6%affordable
Maryville, TN$1,955/mo25.6%affordable
Corryton, TN$1,968/mo25.7%affordable
Farragut, TN$2,026/mo26.5%affordable
Spring Hill, TN$2,030/mo26.6%affordable
Powell, TN$2,075/mo27.1%affordable
Clinton, TN$2,083/mo27.2%affordable
Oakland, TN$2,123/mo27.8%affordable
Franklin, TN$2,132/mo27.9%affordable
Brentwood, TN$2,129/mo27.9%affordable
Mount Juliet, TN$2,138/mo28%affordable
Ooltewah, TN$2,138/mo28%affordable
Harrison, TN$2,145/mo28.1%affordable
La Vergne, TN$2,158/mo28.2%affordable
Thompsons Station, TN$2,281/mo29.8%affordable
Arlington, TN$2,480/mo32.4%stretched
Germantown, TN$2,533/mo33.1%stretched
Methodology: Salary is the BLS-derived state estimate for Tennessee. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).