Can A Physical Therapist Afford Rent in Jefferson City, TN?

Comfortably affordable — rent takes 15.1% of gross income.

Jefferson City rent: March 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Jefferson City median rent
$1,152/mo
Physical Therapist salary (Tennessee)
$91,733/yr
Rent as % of income
15.1%
Gross monthly income works out to about $7,644, and the 30% rule supports up to $2,293/mo in rent. Jefferson City's median rent of $1,152 leaves roughly $1,141/mo of headroom under that threshold. A physical therapist works roughly 26.1 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Tennessee cities have lower median rent than Jefferson City, which improves the affordability math on a physical therapist salary:

Athens, TN
$1,135/mo (14.8% of income)
Maryville, TN
$1,123/mo (14.7% of income)
Greeneville, TN
$1,117/mo (14.6% of income)

Compare with full rent data for Jefferson City

View full rent data for Jefferson City, TN

Frequently asked questions

Can a physical therapist afford rent in Jefferson City, TN?

Median rent in Jefferson City is $1,152 a month. A typical physical therapist in Tennessee earns about $91,733 a year, which makes that rent 15.1% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Jefferson City?

Using the 30% rule, a physical therapist salary in Tennessee (~$91,733/yr) supports up to $2,293 a month in rent. Jefferson City's current median rent is $1,152/mo, which leaves a $1,141/mo buffer.

How many hours does a physical therapist work to cover rent in Jefferson City?

At an hourly equivalent of about $44 an hour, a physical therapist in Tennessee works roughly 26.1 hours a month to cover Jefferson City's median rent of $1,152.

Where is rent cheaper than Jefferson City for a physical therapist?

Nearby Tennessee cities with lower median rent include Athens ($1,135/mo), Maryville ($1,123/mo), Greeneville ($1,117/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Jefferson City, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.