Can A Physical Therapist Afford Rent in Stephenville, TX?

Comfortably affordable — rent takes 11.6% of gross income.

Stephenville rent: June 2026. Salary: BLS OEWS May 2024 (Texas state estimate).

Stephenville median rent
$953/mo
Physical Therapist salary (Texas)
$98,713/yr
Rent as % of income
11.6%
Gross monthly income works out to about $8,226, and the 30% rule supports up to $2,468/mo in rent. Stephenville's median rent of $953 leaves roughly $1,515/mo of headroom under that threshold. A physical therapist works roughly 20.1 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Texas cities have lower median rent than Stephenville, which improves the affordability math on a physical therapist salary:

Nacogdoches, TX
$952/mo (11.6% of income)
Abilene, TX
$950/mo (11.5% of income)
Nacogdoches, TX
$935/mo (11.4% of income)

Compare with full rent data for Stephenville

View full rent data for Stephenville, TX

Frequently asked questions

Can a physical therapist afford rent in Stephenville, TX?

Median rent in Stephenville is $953 a month. A typical physical therapist in Texas earns about $98,713 a year, which makes that rent 11.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Stephenville?

Using the 30% rule, a physical therapist salary in Texas (~$98,713/yr) supports up to $2,468 a month in rent. Stephenville's current median rent is $953/mo, which leaves a $1,515/mo buffer.

How many hours does a physical therapist work to cover rent in Stephenville?

At an hourly equivalent of about $47 an hour, a physical therapist in Texas works roughly 20.1 hours a month to cover Stephenville's median rent of $953.

Where is rent cheaper than Stephenville for a physical therapist?

Nearby Texas cities with lower median rent include Nacogdoches ($952/mo), Abilene ($950/mo), Nacogdoches ($935/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Texas state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Stephenville, TX. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.