Can A Physical Therapist Afford Rent in Bellingham, WA?

Comfortably affordable — rent takes 21.2% of gross income.

Bellingham rent: June 2026. Salary: BLS OEWS May 2024 (Washington state estimate).

Bellingham median rent
$1,976/mo
Physical Therapist salary (Washington)
$111,675/yr
Rent as % of income
21.2%
Gross monthly income works out to about $9,306, and the 30% rule supports up to $2,792/mo in rent. Bellingham's median rent of $1,976 leaves roughly $816/mo of headroom under that threshold. A physical therapist works roughly 36.8 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Washington cities have lower median rent than Bellingham, which improves the affordability math on a physical therapist salary:

Ferndale, WA
$1,971/mo (21.2% of income)
Shoreline, WA
$1,971/mo (21.2% of income)
Port Orchard, WA
$1,971/mo (21.2% of income)

Compare with full rent data for Bellingham

View full rent data for Bellingham, WA

Frequently asked questions

Can a physical therapist afford rent in Bellingham, WA?

Median rent in Bellingham is $1,976 a month. A typical physical therapist in Washington earns about $111,675 a year, which makes that rent 21.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Bellingham?

Using the 30% rule, a physical therapist salary in Washington (~$111,675/yr) supports up to $2,792 a month in rent. Bellingham's current median rent is $1,976/mo, which leaves a $816/mo buffer.

How many hours does a physical therapist work to cover rent in Bellingham?

At an hourly equivalent of about $54 an hour, a physical therapist in Washington works roughly 36.8 hours a month to cover Bellingham's median rent of $1,976.

Where is rent cheaper than Bellingham for a physical therapist?

Nearby Washington cities with lower median rent include Ferndale ($1,971/mo), Shoreline ($1,971/mo), Port Orchard ($1,971/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Washington state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Bellingham, WA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.