Can A Police Officer Afford Rent in Modesto, CA?
Comfortably affordable — rent takes 26.5% of gross income.
Modesto rent: July 2026. Salary: BLS OEWS May 2024 (California state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These California cities have lower median rent than Modesto, which improves the affordability math on a police officer salary:
Compare with full rent data for Modesto
View full rent data for Modesto, CA →Frequently asked questions
Can a police officer afford rent in Modesto, CA?
Median rent in Modesto is $2,015 a month. A typical police officer in California earns about $91,179 a year, which makes that rent 26.5% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a police officer afford in Modesto?
Using the 30% rule, a police officer salary in California (~$91,179/yr) supports up to $2,279 a month in rent. Modesto's current median rent is $2,015/mo, which leaves a $264/mo buffer.
How many hours does a police officer work to cover rent in Modesto?
At an hourly equivalent of about $44 an hour, a police officer in California works roughly 46 hours a month to cover Modesto's median rent of $2,015.
Where is rent cheaper than Modesto for a police officer?
Nearby California cities with lower median rent include Big Bear Lake ($2,014/mo), Big Bear Lake ($2,014/mo), Big Bear Lake ($2,013/mo). Each shifts the affordability math materially on a police officer salary.