Can A Police Officer Afford Rent in Tracy, CA?
Stretched but workable — rent takes 35.8% of gross income.
Tracy rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These California cities have lower median rent than Tracy, which improves the affordability math on a police officer salary:
Compare with full rent data for Tracy
View full rent data for Tracy, CA →Frequently asked questions
Can a police officer afford rent in Tracy, CA?
Median rent in Tracy is $2,717 a month. A typical police officer in California earns about $91,179 a year, which makes that rent 35.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a police officer afford in Tracy?
Using the 30% rule, a police officer salary in California (~$91,179/yr) supports up to $2,279 a month in rent. Tracy's current median rent is $2,717/mo, which is $438/mo over the affordability threshold.
How many hours does a police officer work to cover rent in Tracy?
At an hourly equivalent of about $44 an hour, a police officer in California works roughly 62 hours a month to cover Tracy's median rent of $2,717.
Where is rent cheaper than Tracy for a police officer?
Nearby California cities with lower median rent include Belmont ($2,716/mo), Imperial Beach ($2,716/mo), Cathedral City ($2,716/mo). Each shifts the affordability math materially on a police officer salary.