Can A Police Officer Afford Rent in New Smyrna Beach, FL?

Stretched but workable — rent takes 38.5% of gross income.

New Smyrna Beach rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

New Smyrna Beach median rent
$2,307/mo
Police Officer salary (Florida)
$71,861/yr
Rent as % of income
38.5%
Gross monthly income works out to about $5,988, and the 30% rule supports up to $1,797/mo in rent. New Smyrna Beach's median rent of $2,307 exceeds that threshold by $510/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 66.8 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Florida cities have lower median rent than New Smyrna Beach, which improves the affordability math on a police officer salary:

Davie, FL
$2,305/mo (38.5% of income)
North Miami Beach, FL
$2,305/mo (38.5% of income)
Hallandale, FL
$2,305/mo (38.5% of income)

Compare with full rent data for New Smyrna Beach

View full rent data for New Smyrna Beach, FL

Frequently asked questions

Can a police officer afford rent in New Smyrna Beach, FL?

Median rent in New Smyrna Beach is $2,307 a month. A typical police officer in Florida earns about $71,861 a year, which makes that rent 38.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in New Smyrna Beach?

Using the 30% rule, a police officer salary in Florida (~$71,861/yr) supports up to $1,797 a month in rent. New Smyrna Beach's current median rent is $2,307/mo, which is $510/mo over the affordability threshold.

How many hours does a police officer work to cover rent in New Smyrna Beach?

At an hourly equivalent of about $35 an hour, a police officer in Florida works roughly 66.8 hours a month to cover New Smyrna Beach's median rent of $2,307.

Where is rent cheaper than New Smyrna Beach for a police officer?

Nearby Florida cities with lower median rent include Davie ($2,305/mo), North Miami Beach ($2,305/mo), Hallandale ($2,305/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for New Smyrna Beach, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.