Can A Police Officer Afford Rent in Saint Cloud, FL?

Stretched but workable — rent takes 38% of gross income.

Saint Cloud rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Saint Cloud median rent
$2,273/mo
Police Officer salary (Florida)
$71,861/yr
Rent as % of income
38%
Gross monthly income works out to about $5,988, and the 30% rule supports up to $1,797/mo in rent. Saint Cloud's median rent of $2,273 exceeds that threshold by $476/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 65.8 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Florida cities have lower median rent than Saint Cloud, which improves the affordability math on a police officer salary:

North Miami Beach, FL
$2,272/mo (37.9% of income)
Doctor Phillips, FL
$2,272/mo (37.9% of income)
Pompano Beach, FL
$2,272/mo (37.9% of income)

Compare with full rent data for Saint Cloud

View full rent data for Saint Cloud, FL

Frequently asked questions

Can a police officer afford rent in Saint Cloud, FL?

Median rent in Saint Cloud is $2,273 a month. A typical police officer in Florida earns about $71,861 a year, which makes that rent 38% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Saint Cloud?

Using the 30% rule, a police officer salary in Florida (~$71,861/yr) supports up to $1,797 a month in rent. Saint Cloud's current median rent is $2,273/mo, which is $476/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Saint Cloud?

At an hourly equivalent of about $35 an hour, a police officer in Florida works roughly 65.8 hours a month to cover Saint Cloud's median rent of $2,273.

Where is rent cheaper than Saint Cloud for a police officer?

Nearby Florida cities with lower median rent include North Miami Beach ($2,272/mo), Doctor Phillips ($2,272/mo), Pompano Beach ($2,272/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saint Cloud, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.