City Report · FL

Saint Cloud

·117th most expensive in Florida·Rental market data updated monthly for Saint Cloud, FL
Median rent (all units)
$2,244/mo
Year-over-Year
-1.3%
Month-over-Month
-0.1%
vs US Median
+$312
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Saint Cloud · $2,244
More expensive than 71% of US cities · National median $1,932/mo
Rent Reality Score
78/100
Good value
OverheatedFairGreat value

Rents are 14% below what Saint Cloud's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,244/mo
Expected by trend
$2,606/mo
The Rent Reality Score compares today's median rent to where Saint Cloud's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,788
1 BR
$1,885
2 BR
$2,138
3 BR
$2,715
4 BR+
$3,240
Fair Market Rent (HUD)
$2,138/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,244 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Saint Cloud usually run 0.7% below trend in January and 0.5% above it in May, about $27 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Saint Cloud is 1.9% below its high of $2,288 in April 2024, at $2,244 as of September 2026.

Past year vs. the rest of Florida

Rent in Saint Cloud changed -1.3% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Since before the pandemic

Rent in Saint Cloud is 38.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 5 months in a row, and rose in 4 of the last 12 months.

Spread across ZIP codes

The priciest of 3 ZIP codes in Saint Cloud, 34771 ($2,379/mo), costs 25% more than the cheapest, 34769 ($1,905/mo).

Cheaper nearby

Kissimmee, 16 miles away, rents for 14% less ($1,926/mo), about $3,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Saint Cloud. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series.

Annual cost
$26,928/yr
At $2,244/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-1.3% YoY, -0.1% MoM), not inventory.
Rent check

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2021 vs 2026

How Saint Cloud, FL has changed in 5 years

Rent
$1,756 → $2,244
up 27.8%

Since 2021, the typical rent in Saint Cloud, FL has climbed from $1,756 to $2,244, a 27.8% change over five years. Reading these numbers side by side helps frame whether current listings in Saint Cloud, FL look reasonable against where the market sat half a decade ago.

Community

Discussions about Saint Cloud

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View Saint Cloud rent history (2015–2026) →
Salary vs rent

Can you afford rent in Saint Cloud on your salary?

At $2,244/mo, how Saint Cloud rent compares to typical pay (30% rule).

By apartment size

Saint Cloud rent by bedroom count

Median rent for each apartment size in Saint Cloud. Click any size for full breakdown.

Local insights

Tips for renters in Saint Cloud

About renting in Saint Cloud, FL

Last updated: October 17, 2026

The median rent in Saint Cloud is $2,244/mo as of October 2026. A studio apartment averages $1,788/mo while a 2-bedroom runs $2,138/mo. One-bedroom apartments average $1,885/mo and 3-bedroom units go for $2,715/mo.

At 37% of estimated US median household income ($72,000/yr), Saint Cloud ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Saint Cloud?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (about $43/hour full-time) to afford the median rent of $2,244/mo in Saint Cloud.

Is rent going up or down in Saint Cloud?

Rent in Saint Cloud has fallen 1.3% over the past year as of September 2026. It sits 1.9% below its high of $2,288 in April 2024.

When is the cheapest time to rent in Saint Cloud?

Asking rents in Saint Cloud are usually lowest in January, about 0.7% below their yearly trend, and highest in May, about 0.5% above it. At today's median that is a gap of roughly $27 a month. This pattern comes from 11 years of Zillow rent data.

Which Saint Cloud neighborhoods have the lowest rent?

The most affordable ZIP codes in Saint Cloud are 34769 ($1,905/mo), 34772 ($2,276/mo), and 34773 ($2,298/mo). Citywide, the median rent is $2,244/mo.

How does Saint Cloud rent compare to other cities in Florida?

Saint Cloud is in the middle among Florida cities for rent, ranking #117 of 289 tracked cities at $2,244/mo. Over the year to September 2026, rent in Saint Cloud changed -1.3%, against a typical +1.8% across the 270 Florida cities Zillow tracks.

Which nearby cities are cheaper to rent in than Saint Cloud?

Nearby cities with lower median rent than Saint Cloud ($2,244/mo) include Orlando ($1,889/mo), Poinciana ($1,906/mo), and Kissimmee ($1,926/mo).
Income Affordability
37%
MODERATE

At $2,244/mo, rent takes ~37% of US median household income ($72,000/yr). The standard benchmark is 30%.

Saint Cloud 37%Benchmark 30%
State income taxNone
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Lowest-rent ZIP codes in Saint Cloud
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Saint Cloud, FL

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