Can A Police Officer Afford Rent in Urbana, IL?

Comfortably affordable — rent takes 20.5% of gross income.

Urbana rent: September 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Urbana median rent
$1,348/mo
Police Officer salary (Illinois)
$78,815/yr
Rent as % of income
20.5%
Gross monthly income works out to about $6,568, and the 30% rule supports up to $1,970/mo in rent. Urbana's median rent of $1,348 leaves roughly $622/mo of headroom under that threshold. A police officer works roughly 35.6 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Illinois cities have lower median rent than Urbana, which improves the affordability math on a police officer salary:

Broadview, IL
$1,345/mo (20.5% of income)
Cahokia, IL
$1,345/mo (20.5% of income)
Cicero, IL
$1,344/mo (20.5% of income)

Compare with full rent data for Urbana

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Frequently asked questions

Can a police officer afford rent in Urbana, IL?

Median rent in Urbana is $1,348 a month. A typical police officer in Illinois earns about $78,815 a year, which makes that rent 20.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Urbana?

Using the 30% rule, a police officer salary in Illinois (~$78,815/yr) supports up to $1,970 a month in rent. Urbana's current median rent is $1,348/mo, which leaves a $622/mo buffer.

How many hours does a police officer work to cover rent in Urbana?

At an hourly equivalent of about $38 an hour, a police officer in Illinois works roughly 35.6 hours a month to cover Urbana's median rent of $1,348.

Where is rent cheaper than Urbana for a police officer?

Nearby Illinois cities with lower median rent include Broadview ($1,345/mo), Cahokia ($1,345/mo), Cicero ($1,344/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Urbana, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.