Can A Police Officer Afford Rent in Chelsea, MA?
Stretched but workable — rent takes 35.2% of gross income.
Chelsea rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Chelsea, which improves the affordability math on a police officer salary:
Compare with full rent data for Chelsea
View full rent data for Chelsea, MA →Frequently asked questions
Can a police officer afford rent in Chelsea, MA?
Median rent in Chelsea is $2,628 a month. A typical police officer in Massachusetts earns about $89,633 a year, which makes that rent 35.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a police officer afford in Chelsea?
Using the 30% rule, a police officer salary in Massachusetts (~$89,633/yr) supports up to $2,241 a month in rent. Chelsea's current median rent is $2,628/mo, which is $387/mo over the affordability threshold.
How many hours does a police officer work to cover rent in Chelsea?
At an hourly equivalent of about $43 an hour, a police officer in Massachusetts works roughly 61 hours a month to cover Chelsea's median rent of $2,628.
Where is rent cheaper than Chelsea for a police officer?
Nearby Massachusetts cities with lower median rent include Wakefield ($2,627/mo), Randolph ($2,627/mo), Gloucester ($2,626/mo). Each shifts the affordability math materially on a police officer salary.