Rent Affordability for A Police Officer in Massachusetts

A typical police officer in Massachusetts earns about $89,633 a year, which supports approximately $2,241 a month in rent under the 30% rule. Below, every tracked Massachusetts city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 21 of 114 cities tracked stay within the 30% rule; 93 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Ware, MA$1,388/mo18.6%very comfortable
Pittsfield, MA$1,546/mo20.7%affordable
Gardner, MA$1,603/mo21.5%affordable
Chicopee, MA$1,635/mo21.9%affordable
Springfield, MA$1,786/mo23.9%affordable
Rockport, MA$1,795/mo24%affordable
Fitchburg, MA$1,799/mo24.1%affordable
Holyoke, MA$1,799/mo24.1%affordable
Fairhaven, MA$1,800/mo24.1%affordable
Fall River, MA$1,811/mo24.2%affordable
Westfield, MA$1,873/mo25.1%affordable
Webster, MA$1,878/mo25.1%affordable
Spencer, MA$1,898/mo25.4%affordable
New Bedford, MA$1,916/mo25.7%affordable
Leominster, MA$1,920/mo25.7%affordable
Boxboro, MA$1,938/mo25.9%affordable
Plainville, MA$2,094/mo28%affordable
Taunton, MA$2,124/mo28.4%affordable
Clinton, MA$2,137/mo28.6%affordable
Worcester, MA$2,164/mo29%affordable
Attleboro, MA$2,225/mo29.8%affordable
Lynn, MA$2,300/mo30.8%stretched
Lowell, MA$2,316/mo31%stretched
Dracut, MA$2,328/mo31.2%stretched
Lawrence, MA$2,347/mo31.4%stretched
Haverhill, MA$2,345/mo31.4%stretched
Amherst, MA$2,344/mo31.4%stretched
North Attleboro, MA$2,343/mo31.4%stretched
Framingham, MA$2,360/mo31.6%stretched
Ipswich, MA$2,400/mo32.1%stretched
Shrewsbury, MA$2,399/mo32.1%stretched
Brockton, MA$2,406/mo32.2%stretched
Millbury, MA$2,410/mo32.3%stretched
Acton, MA$2,424/mo32.5%stretched
Milford, MA$2,452/mo32.8%stretched
Amesbury, MA$2,453/mo32.8%stretched
Hudson, MA$2,469/mo33.1%stretched
Northampton, MA$2,477/mo33.2%stretched
Stoughton, MA$2,490/mo33.3%stretched
Weymouth, MA$2,501/mo33.5%stretched
Methuen, MA$2,507/mo33.6%stretched
Winthrop, MA$2,563/mo34.3%stretched
Gloucester, MA$2,574/mo34.5%stretched
Bellingham, MA$2,584/mo34.6%stretched
Norwood, MA$2,601/mo34.8%stretched
Mansfield, MA$2,602/mo34.8%stretched
Chelsea, MA$2,628/mo35.2%stretched
Randolph, MA$2,627/mo35.2%stretched
Franklin, MA$2,631/mo35.2%stretched
Marlborough, MA$2,668/mo35.7%stretched
Westborough, MA$2,674/mo35.8%stretched
Chelmsford, MA$2,680/mo35.9%stretched
Salem, MA$2,742/mo36.7%stretched
Billerica, MA$2,741/mo36.7%stretched
Quincy, MA$2,750/mo36.8%stretched
Swampscott, MA$2,764/mo37%stretched
Natick, MA$2,765/mo37%stretched
Beverly, MA$2,773/mo37.1%stretched
Woburn, MA$2,780/mo37.2%stretched
Ashland, MA$2,777/mo37.2%stretched
Tewksbury, MA$2,781/mo37.2%stretched
Plymouth, MA$2,788/mo37.3%stretched
Andover, MA$2,793/mo37.4%stretched
Malden, MA$2,803/mo37.5%stretched
Peabody, MA$2,812/mo37.6%stretched
Everett, MA$2,815/mo37.7%stretched
Littleton, MA$2,819/mo37.7%stretched
Revere, MA$2,826/mo37.8%stretched
Wakefield, MA$2,824/mo37.8%stretched
Kingston, MA$2,820/mo37.8%stretched
Maynard, MA$2,833/mo37.9%stretched
Lunenburg, MA$2,834/mo37.9%stretched
Danvers, MA$2,849/mo38.1%stretched
North Andover, MA$2,846/mo38.1%stretched
Bedford, MA$2,863/mo38.3%stretched
Foxborough, MA$2,873/mo38.5%stretched
Newburyport, MA$2,886/mo38.6%stretched
Norton, MA$2,894/mo38.7%stretched
Marblehead, MA$2,900/mo38.8%stretched
Canton, MA$2,909/mo38.9%stretched
Walpole, MA$2,912/mo39%stretched
Barnstable, MA$2,932/mo39.3%stretched
Marshfield, MA$2,956/mo39.6%stretched
Bridgewater, MA$2,978/mo39.9%stretched
Braintree, MA$2,987/mo40%stretched
Saugus, MA$2,996/mo40.1%rent-burdened
Sharon, MA$3,016/mo40.4%rent-burdened
Melrose, MA$3,026/mo40.5%rent-burdened
Waltham, MA$3,042/mo40.7%rent-burdened
Arlington, MA$3,043/mo40.7%rent-burdened
Hanover, MA$3,042/mo40.7%rent-burdened
Westford, MA$3,063/mo41%rent-burdened
Stoneham, MA$3,086/mo41.3%rent-burdened
Hopkinton, MA$3,102/mo41.5%rent-burdened
Watertown, MA$3,124/mo41.8%rent-burdened
Westwood, MA$3,130/mo41.9%rent-burdened
Needham, MA$3,155/mo42.2%rent-burdened
Reading, MA$3,162/mo42.3%rent-burdened
Lynnfield, MA$3,181/mo42.6%rent-burdened
Wilmington, MA$3,218/mo43.1%rent-burdened
Dedham, MA$3,226/mo43.2%rent-burdened
Belmont, MA$3,249/mo43.5%rent-burdened
Burlington, MA$3,328/mo44.6%rent-burdened
Medford, MA$3,419/mo45.8%rent-burdened
Boston, MA$3,469/mo46.4%rent-burdened
Brookline, MA$3,523/mo47.2%rent-burdened
Concord, MA$3,570/mo47.8%rent-burdened
Somerville, MA$3,589/mo48%rent-burdened
Cambridge, MA$3,598/mo48.2%rent-burdened
Hingham, MA$3,640/mo48.7%rent-burdened
Newton, MA$3,685/mo49.3%rent-burdened
Winchester, MA$3,776/mo50.6%severely rent-burdened
Wellesley, MA$3,868/mo51.8%severely rent-burdened
Lexington, MA$4,274/mo57.2%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for Massachusetts. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).