Can A Police Officer Afford Rent in Lowell, MA?

Stretched but workable — rent takes 31% of gross income.

Lowell rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Lowell median rent
$2,316/mo
Police Officer salary (Massachusetts)
$89,633/yr
Rent as % of income
31%
Gross monthly income works out to about $7,469, and the 30% rule supports up to $2,241/mo in rent. Lowell's median rent of $2,316 exceeds that threshold by $75/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 53.7 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Lowell, which improves the affordability math on a police officer salary:

Clinton, MA
$2,313/mo (31% of income)
Northampton, MA
$2,312/mo (31% of income)
Northampton, MA
$2,310/mo (30.9% of income)

Compare with full rent data for Lowell

View full rent data for Lowell, MA

Frequently asked questions

Can a police officer afford rent in Lowell, MA?

Median rent in Lowell is $2,316 a month. A typical police officer in Massachusetts earns about $89,633 a year, which makes that rent 31% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Lowell?

Using the 30% rule, a police officer salary in Massachusetts (~$89,633/yr) supports up to $2,241 a month in rent. Lowell's current median rent is $2,316/mo, which is $75/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Lowell?

At an hourly equivalent of about $43 an hour, a police officer in Massachusetts works roughly 53.7 hours a month to cover Lowell's median rent of $2,316.

Where is rent cheaper than Lowell for a police officer?

Nearby Massachusetts cities with lower median rent include Clinton ($2,313/mo), Northampton ($2,312/mo), Northampton ($2,310/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Lowell, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.