Can A Police Officer Afford Rent in Ellicott City, MD?

Stretched but workable — rent takes 36.7% of gross income.

Ellicott City rent: June 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Ellicott City median rent
$2,552/mo
Police Officer salary (Maryland)
$83,452/yr
Rent as % of income
36.7%
Gross monthly income works out to about $6,954, and the 30% rule supports up to $2,086/mo in rent. Ellicott City's median rent of $2,552 exceeds that threshold by $466/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 63.6 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Maryland cities have lower median rent than Ellicott City, which improves the affordability math on a police officer salary:

Berlin, MD
$2,551/mo (36.7% of income)
Derwood, MD
$2,550/mo (36.7% of income)
Riverdale, MD
$2,547/mo (36.6% of income)

Compare with full rent data for Ellicott City

View full rent data for Ellicott City, MD

Frequently asked questions

Can a police officer afford rent in Ellicott City, MD?

Median rent in Ellicott City is $2,552 a month. A typical police officer in Maryland earns about $83,452 a year, which makes that rent 36.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Ellicott City?

Using the 30% rule, a police officer salary in Maryland (~$83,452/yr) supports up to $2,086 a month in rent. Ellicott City's current median rent is $2,552/mo, which is $466/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Ellicott City?

At an hourly equivalent of about $40 an hour, a police officer in Maryland works roughly 63.6 hours a month to cover Ellicott City's median rent of $2,552.

Where is rent cheaper than Ellicott City for a police officer?

Nearby Maryland cities with lower median rent include Berlin ($2,551/mo), Derwood ($2,550/mo), Riverdale ($2,547/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ellicott City, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.