Can A Police Officer Afford Rent in Havre de Grace, MD?

Comfortably affordable — rent takes 26.1% of gross income.

Havre de Grace rent: May 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Havre de Grace median rent
$1,818/mo
Police Officer salary (Maryland)
$83,452/yr
Rent as % of income
26.1%
Gross monthly income works out to about $6,954, and the 30% rule supports up to $2,086/mo in rent. Havre de Grace's median rent of $1,818 leaves roughly $268/mo of headroom under that threshold. A police officer works roughly 45.3 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Maryland cities have lower median rent than Havre de Grace, which improves the affordability math on a police officer salary:

Middle River, MD
$1,817/mo (26.1% of income)
Elkton, MD
$1,816/mo (26.1% of income)
Towson, MD
$1,815/mo (26.1% of income)

Compare with full rent data for Havre de Grace

View full rent data for Havre de Grace, MD

Frequently asked questions

Can a police officer afford rent in Havre de Grace, MD?

Median rent in Havre de Grace is $1,818 a month. A typical police officer in Maryland earns about $83,452 a year, which makes that rent 26.1% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Havre de Grace?

Using the 30% rule, a police officer salary in Maryland (~$83,452/yr) supports up to $2,086 a month in rent. Havre de Grace's current median rent is $1,818/mo, which leaves a $268/mo buffer.

How many hours does a police officer work to cover rent in Havre de Grace?

At an hourly equivalent of about $40 an hour, a police officer in Maryland works roughly 45.3 hours a month to cover Havre de Grace's median rent of $1,818.

Where is rent cheaper than Havre de Grace for a police officer?

Nearby Maryland cities with lower median rent include Middle River ($1,817/mo), Elkton ($1,816/mo), Towson ($1,815/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Havre de Grace, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.