Can A Police Officer Afford Rent in Saint Joseph, MO?

Comfortably affordable — rent takes 17.8% of gross income.

Saint Joseph rent: June 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Saint Joseph median rent
$1,056/mo
Police Officer salary (Missouri)
$71,088/yr
Rent as % of income
17.8%
Gross monthly income works out to about $5,924, and the 30% rule supports up to $1,777/mo in rent. Saint Joseph's median rent of $1,056 leaves roughly $721/mo of headroom under that threshold. A police officer works roughly 30.9 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Missouri cities have lower median rent than Saint Joseph, which improves the affordability math on a police officer salary:

Saint Robert, MO
$1,051/mo (17.7% of income)
Waynesville, MO
$1,050/mo (17.7% of income)
Warrensburg, MO
$1,049/mo (17.7% of income)

Compare with full rent data for Saint Joseph

View full rent data for Saint Joseph, MO

Frequently asked questions

Can a police officer afford rent in Saint Joseph, MO?

Median rent in Saint Joseph is $1,056 a month. A typical police officer in Missouri earns about $71,088 a year, which makes that rent 17.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Saint Joseph?

Using the 30% rule, a police officer salary in Missouri (~$71,088/yr) supports up to $1,777 a month in rent. Saint Joseph's current median rent is $1,056/mo, which leaves a $721/mo buffer.

How many hours does a police officer work to cover rent in Saint Joseph?

At an hourly equivalent of about $34 an hour, a police officer in Missouri works roughly 30.9 hours a month to cover Saint Joseph's median rent of $1,056.

Where is rent cheaper than Saint Joseph for a police officer?

Nearby Missouri cities with lower median rent include Saint Robert ($1,051/mo), Waynesville ($1,050/mo), Warrensburg ($1,049/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saint Joseph, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.