Can A Police Officer Afford Rent in Collingswood, NJ?

Comfortably affordable — rent takes 22.2% of gross income.

Collingswood rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Collingswood median rent
$1,601/mo
Police Officer salary (New Jersey)
$86,542/yr
Rent as % of income
22.2%
Gross monthly income works out to about $7,212, and the 30% rule supports up to $2,164/mo in rent. Collingswood's median rent of $1,601 leaves roughly $563/mo of headroom under that threshold. A police officer works roughly 38.5 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New Jersey cities have lower median rent than Collingswood, which improves the affordability math on a police officer salary:

Kearny, NJ
$1,597/mo (22.1% of income)
Mt Laurel Township, NJ
$1,588/mo (22% of income)
Millville, NJ
$1,586/mo (22% of income)

Compare with full rent data for Collingswood

View full rent data for Collingswood, NJ

Frequently asked questions

Can a police officer afford rent in Collingswood, NJ?

Median rent in Collingswood is $1,601 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 22.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Collingswood?

Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Collingswood's current median rent is $1,601/mo, which leaves a $563/mo buffer.

How many hours does a police officer work to cover rent in Collingswood?

At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 38.5 hours a month to cover Collingswood's median rent of $1,601.

Where is rent cheaper than Collingswood for a police officer?

Nearby New Jersey cities with lower median rent include Kearny ($1,597/mo), Mt Laurel Township ($1,588/mo), Millville ($1,586/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Collingswood, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.