Can A Police Officer Afford Rent in Phillipsburg, NJ?
Comfortably affordable — rent takes 27.7% of gross income.
Phillipsburg rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These New Jersey cities have lower median rent than Phillipsburg, which improves the affordability math on a police officer salary:
Compare with full rent data for Phillipsburg
View full rent data for Phillipsburg, NJ →Frequently asked questions
Can a police officer afford rent in Phillipsburg, NJ?
Median rent in Phillipsburg is $2,000 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 27.7% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a police officer afford in Phillipsburg?
Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Phillipsburg's current median rent is $2,000/mo, which leaves a $164/mo buffer.
How many hours does a police officer work to cover rent in Phillipsburg?
At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 48.1 hours a month to cover Phillipsburg's median rent of $2,000.
Where is rent cheaper than Phillipsburg for a police officer?
Nearby New Jersey cities with lower median rent include Paterson ($1,999/mo), East Windsor Township ($1,998/mo), Bordentown Township ($1,996/mo). Each shifts the affordability math materially on a police officer salary.