Can A Police Officer Afford Rent in Plainfield, NJ?

Stretched but workable — rent takes 30.1% of gross income.

Plainfield rent: July 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Plainfield median rent
$2,170/mo
Police Officer salary (New Jersey)
$86,542/yr
Rent as % of income
30.1%
Gross monthly income works out to about $7,212, and the 30% rule supports up to $2,164/mo in rent. Plainfield's median rent of $2,170 exceeds that threshold by $6/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 52.2 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New Jersey cities have lower median rent than Plainfield, which improves the affordability math on a police officer salary:

Pennsauken, NJ
$2,169/mo (30.1% of income)
Garfield, NJ
$2,169/mo (30.1% of income)
Bloomfield, NJ
$2,168/mo (30.1% of income)

Compare with full rent data for Plainfield

View full rent data for Plainfield, NJ

Frequently asked questions

Can a police officer afford rent in Plainfield, NJ?

Median rent in Plainfield is $2,170 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 30.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Plainfield?

Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Plainfield's current median rent is $2,170/mo, which is $6/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Plainfield?

At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 52.2 hours a month to cover Plainfield's median rent of $2,170.

Where is rent cheaper than Plainfield for a police officer?

Nearby New Jersey cities with lower median rent include Pennsauken ($2,169/mo), Garfield ($2,169/mo), Bloomfield ($2,168/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Plainfield, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.