Can A Police Officer Afford Rent in Monticello, NY?

Comfortably affordable — rent takes 20.3% of gross income.

Monticello rent: August 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Monticello median rent
$1,492/mo
Police Officer salary (New York)
$88,088/yr
Rent as % of income
20.3%
Gross monthly income works out to about $7,341, and the 30% rule supports up to $2,202/mo in rent. Monticello's median rent of $1,492 leaves roughly $710/mo of headroom under that threshold. A police officer works roughly 35.2 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New York cities have lower median rent than Monticello, which improves the affordability math on a police officer salary:

Depew, NY
$1,491/mo (20.3% of income)
Watertown, NY
$1,490/mo (20.3% of income)
Schenectady, NY
$1,487/mo (20.3% of income)

Compare with full rent data for Monticello

View full rent data for Monticello, NY →

Frequently asked questions

Can a police officer afford rent in Monticello, NY?

Median rent in Monticello is $1,492 a month. A typical police officer in New York earns about $88,088 a year, which makes that rent 20.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Monticello?

Using the 30% rule, a police officer salary in New York (~$88,088/yr) supports up to $2,202 a month in rent. Monticello's current median rent is $1,492/mo, which leaves a $710/mo buffer.

How many hours does a police officer work to cover rent in Monticello?

At an hourly equivalent of about $42 an hour, a police officer in New York works roughly 35.2 hours a month to cover Monticello's median rent of $1,492.

Where is rent cheaper than Monticello for a police officer?

Nearby New York cities with lower median rent include Depew ($1,491/mo), Watertown ($1,490/mo), Schenectady ($1,487/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Monticello, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.