Rent Affordability for A Police Officer in Tennessee

A typical police officer in Tennessee earns about $71,088 a year, which supports approximately $1,777 a month in rent under the 30% rule. Below, every tracked Tennessee city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 50 of 72 cities tracked stay within the 30% rule; 22 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Dyersburg, TN$800/mo13.5%very comfortable
Dayton, TN$815/mo13.8%very comfortable
Brownsville, TN$932/mo15.7%very comfortable
Martin, TN$961/mo16.2%very comfortable
Elizabethton, TN$1,067/mo18%very comfortable
Athens, TN$1,083/mo18.3%very comfortable
Covington, TN$1,100/mo18.6%very comfortable
Greeneville, TN$1,112/mo18.8%very comfortable
Jefferson City, TN$1,152/mo19.4%very comfortable
Lawrenceburg, TN$1,170/mo19.8%very comfortable
Memphis, TN$1,262/mo21.3%affordable
Kingsport, TN$1,289/mo21.8%affordable
Red Bank, TN$1,320/mo22.3%affordable
Kingston, TN$1,352/mo22.8%affordable
East Ridge, TN$1,379/mo23.3%affordable
Clarksville, TN$1,386/mo23.4%affordable
Bristol, TN$1,393/mo23.5%affordable
Smithville, TN$1,400/mo23.6%affordable
Soddy-Daisy, TN$1,408/mo23.8%affordable
Cleveland, TN$1,413/mo23.9%affordable
Jackson, TN$1,430/mo24.1%affordable
Johnson City, TN$1,468/mo24.8%affordable
Morristown, TN$1,473/mo24.9%affordable
Crossville, TN$1,481/mo25%affordable
Cookeville, TN$1,491/mo25.2%affordable
Manchester, TN$1,516/mo25.6%affordable
Chattanooga, TN$1,522/mo25.7%affordable
Tullahoma, TN$1,533/mo25.9%affordable
Hixson, TN$1,547/mo26.1%affordable
Dickson, TN$1,574/mo26.6%affordable
Columbia, TN$1,586/mo26.8%affordable
Millington, TN$1,595/mo26.9%affordable
Ashland City, TN$1,593/mo26.9%affordable
Portland, TN$1,600/mo27%affordable
Jonesborough, TN$1,623/mo27.4%affordable
Springfield, TN$1,630/mo27.5%affordable
Gallatin, TN$1,635/mo27.6%affordable
Seymour, TN$1,643/mo27.7%affordable
Sevierville, TN$1,648/mo27.8%affordable
Lakeland, TN$1,667/mo28.1%affordable
Murfreesboro, TN$1,671/mo28.2%affordable
Oak Ridge, TN$1,668/mo28.2%affordable
Goodlettsville, TN$1,673/mo28.2%affordable
Lebanon, TN$1,685/mo28.4%affordable
Hendersonville, TN$1,691/mo28.5%affordable
Lenoir City, TN$1,691/mo28.5%affordable
Smyrna, TN$1,705/mo28.8%affordable
Alcoa, TN$1,716/mo29%affordable
Knoxville, TN$1,726/mo29.1%affordable
Cordova, TN$1,766/mo29.8%affordable
Louisville, TN$1,800/mo30.4%stretched
White House, TN$1,832/mo30.9%stretched
Nashville, TN$1,834/mo31%stretched
Farragut, TN$1,893/mo32%stretched
Bartlett, TN$1,908/mo32.2%stretched
Maryville, TN$1,938/mo32.7%stretched
Brentwood, TN$1,967/mo33.2%stretched
Collierville, TN$1,990/mo33.6%stretched
La Vergne, TN$2,067/mo34.9%stretched
Spring Hill, TN$2,073/mo35%stretched
Clinton, TN$2,083/mo35.2%stretched
Franklin, TN$2,122/mo35.8%stretched
Mount Juliet, TN$2,132/mo36%stretched
Harrison, TN$2,145/mo36.2%stretched
Oakland, TN$2,150/mo36.3%stretched
Corryton, TN$2,164/mo36.5%stretched
Powell, TN$2,172/mo36.7%stretched
Ooltewah, TN$2,173/mo36.7%stretched
Thompsons Station, TN$2,336/mo39.4%stretched
Germantown, TN$2,403/mo40.6%rent-burdened
Arlington, TN$2,452/mo41.4%rent-burdened
Collegedale, TN$2,663/mo45%rent-burdened
Methodology: Salary is the BLS-derived state estimate for Tennessee. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).