Can A Police Officer Afford Rent in Nashville, TN?

Stretched but workable — rent takes 30.8% of gross income.

Nashville rent: June 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Nashville median rent
$1,825/mo
Police Officer salary (Tennessee)
$71,088/yr
Rent as % of income
30.8%
Gross monthly income works out to about $5,924, and the 30% rule supports up to $1,777/mo in rent. Nashville's median rent of $1,825 exceeds that threshold by $48/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 53.4 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Tennessee cities have lower median rent than Nashville, which improves the affordability math on a police officer salary:

Maryville, TN
$1,824/mo (30.8% of income)
Lenoir City, TN
$1,823/mo (30.8% of income)
Lenoir City, TN
$1,821/mo (30.7% of income)

Compare with full rent data for Nashville

View full rent data for Nashville, TN

Frequently asked questions

Can a police officer afford rent in Nashville, TN?

Median rent in Nashville is $1,825 a month. A typical police officer in Tennessee earns about $71,088 a year, which makes that rent 30.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Nashville?

Using the 30% rule, a police officer salary in Tennessee (~$71,088/yr) supports up to $1,777 a month in rent. Nashville's current median rent is $1,825/mo, which is $48/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Nashville?

At an hourly equivalent of about $34 an hour, a police officer in Tennessee works roughly 53.4 hours a month to cover Nashville's median rent of $1,825.

Where is rent cheaper than Nashville for a police officer?

Nearby Tennessee cities with lower median rent include Maryville ($1,824/mo), Lenoir City ($1,823/mo), Lenoir City ($1,821/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Nashville, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.