Can A Real Estate Agent Afford Rent in Kailua, HI?

Rent-burdened — rent takes 63.6% of gross income.

Kailua rent: September 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Kailua median rent
$3,753/mo
Real Estate Agent salary (Hawaii)
$70,826/yr
Rent as % of income
63.6%
Gross monthly income works out to about $5,902, and the 30% rule supports up to $1,771/mo in rent. Kailua's median rent of $3,753 exceeds that threshold by $1,982/mo, putting a real estate agent salary into the rent-burdened range here. A real estate agent works roughly 110.2 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These Hawaii cities have lower median rent than Kailua, which improves the affordability math on a real estate agent salary:

Haiku, HI
$3,698/mo (62.7% of income)
Haleiwa, HI
$3,650/mo (61.8% of income)
Haleiwa, HI
$3,648/mo (61.8% of income)

Compare with full rent data for Kailua

View full rent data for Kailua, HI →

Frequently asked questions

Can a real estate agent afford rent in Kailua, HI?

Median rent in Kailua is $3,753 a month. A typical real estate agent in Hawaii earns about $70,826 a year, which makes that rent 63.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a real estate agent afford in Kailua?

Using the 30% rule, a real estate agent salary in Hawaii (~$70,826/yr) supports up to $1,771 a month in rent. Kailua's current median rent is $3,753/mo, which is $1,982/mo over the affordability threshold.

How many hours does a real estate agent work to cover rent in Kailua?

At an hourly equivalent of about $34 an hour, a real estate agent in Hawaii works roughly 110.2 hours a month to cover Kailua's median rent of $3,753.

Where is rent cheaper than Kailua for a real estate agent?

Nearby Hawaii cities with lower median rent include Haiku ($3,698/mo), Haleiwa ($3,650/mo), Haleiwa ($3,648/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Kailua, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.