Can A Real Estate Agent Afford Rent in Monticello, NY?

Comfortably affordable — rent takes 26% of gross income.

Monticello rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Monticello median rent
$1,617/mo
Real Estate Agent salary (New York)
$74,761/yr
Rent as % of income
26%
Gross monthly income works out to about $6,230, and the 30% rule supports up to $1,869/mo in rent. Monticello's median rent of $1,617 leaves roughly $252/mo of headroom under that threshold. A real estate agent works roughly 45 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These New York cities have lower median rent than Monticello, which improves the affordability math on a real estate agent salary:

Cohoes, NY
$1,616/mo (25.9% of income)
Penfield, NY
$1,613/mo (25.9% of income)
Syracuse, NY
$1,611/mo (25.9% of income)

Compare with full rent data for Monticello

View full rent data for Monticello, NY

Frequently asked questions

Can a real estate agent afford rent in Monticello, NY?

Median rent in Monticello is $1,617 a month. A typical real estate agent in New York earns about $74,761 a year, which makes that rent 26% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a real estate agent afford in Monticello?

Using the 30% rule, a real estate agent salary in New York (~$74,761/yr) supports up to $1,869 a month in rent. Monticello's current median rent is $1,617/mo, which leaves a $252/mo buffer.

How many hours does a real estate agent work to cover rent in Monticello?

At an hourly equivalent of about $36 an hour, a real estate agent in New York works roughly 45 hours a month to cover Monticello's median rent of $1,617.

Where is rent cheaper than Monticello for a real estate agent?

Nearby New York cities with lower median rent include Cohoes ($1,616/mo), Penfield ($1,613/mo), Syracuse ($1,611/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Monticello, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.