Can A Registered Nurse Afford Rent in Tracy, CA?

Comfortably affordable — rent takes 29.2% of gross income.

Tracy rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Tracy median rent
$2,717/mo
Registered Nurse salary (California)
$111,486/yr
Rent as % of income
29.2%
Gross monthly income works out to about $9,291, and the 30% rule supports up to $2,787/mo in rent. Tracy's median rent of $2,717 leaves roughly $70/mo of headroom under that threshold. A registered nurse works roughly 50.7 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These California cities have lower median rent than Tracy, which improves the affordability math on a registered nurse salary:

Belmont, CA
$2,716/mo (29.2% of income)
Imperial Beach, CA
$2,716/mo (29.2% of income)
Cathedral City, CA
$2,716/mo (29.2% of income)

Compare with full rent data for Tracy

View full rent data for Tracy, CA

Frequently asked questions

Can a registered nurse afford rent in Tracy, CA?

Median rent in Tracy is $2,717 a month. A typical registered nurse in California earns about $111,486 a year, which makes that rent 29.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a registered nurse afford in Tracy?

Using the 30% rule, a registered nurse salary in California (~$111,486/yr) supports up to $2,787 a month in rent. Tracy's current median rent is $2,717/mo, which leaves a $70/mo buffer.

How many hours does a registered nurse work to cover rent in Tracy?

At an hourly equivalent of about $54 an hour, a registered nurse in California works roughly 50.7 hours a month to cover Tracy's median rent of $2,717.

Where is rent cheaper than Tracy for a registered nurse?

Nearby California cities with lower median rent include Belmont ($2,716/mo), Imperial Beach ($2,716/mo), Cathedral City ($2,716/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Tracy, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.