Can A Registered Nurse Afford Rent in Ottawa, IL?
Comfortably affordable — rent takes 17.3% of gross income.
Ottawa rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).
About rent and a registered nurse salary
Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.
Cheaper rent nearby
These Illinois cities have lower median rent than Ottawa, which improves the affordability math on a registered nurse salary:
Compare with full rent data for Ottawa
View full rent data for Ottawa, IL →Frequently asked questions
Can a registered nurse afford rent in Ottawa, IL?
Median rent in Ottawa is $1,391 a month. A typical registered nurse in Illinois earns about $96,370 a year, which makes that rent 17.3% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a registered nurse afford in Ottawa?
Using the 30% rule, a registered nurse salary in Illinois (~$96,370/yr) supports up to $2,409 a month in rent. Ottawa's current median rent is $1,391/mo, which leaves a $1,018/mo buffer.
How many hours does a registered nurse work to cover rent in Ottawa?
At an hourly equivalent of about $46 an hour, a registered nurse in Illinois works roughly 30 hours a month to cover Ottawa's median rent of $1,391.
Where is rent cheaper than Ottawa for a registered nurse?
Nearby Illinois cities with lower median rent include Swansea ($1,390/mo), Saint Charles ($1,390/mo), Cahokia ($1,390/mo). Each shifts the affordability math materially on a registered nurse salary.