Can A Registered Nurse Afford Rent in Ellicott City, MD?

Stretched but workable — rent takes 30.8% of gross income.

Ellicott City rent: July 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Ellicott City median rent
$2,623/mo
Registered Nurse salary (Maryland)
$102,038/yr
Rent as % of income
30.8%
Gross monthly income works out to about $8,503, and the 30% rule supports up to $2,551/mo in rent. Ellicott City's median rent of $2,623 exceeds that threshold by $72/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 53.5 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These Maryland cities have lower median rent than Ellicott City, which improves the affordability math on a registered nurse salary:

New Market, MD
$2,622/mo (30.8% of income)
Annapolis Junction, MD
$2,620/mo (30.8% of income)
Berlin, MD
$2,619/mo (30.8% of income)

Compare with full rent data for Ellicott City

View full rent data for Ellicott City, MD

Frequently asked questions

Can a registered nurse afford rent in Ellicott City, MD?

Median rent in Ellicott City is $2,623 a month. A typical registered nurse in Maryland earns about $102,038 a year, which makes that rent 30.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Ellicott City?

Using the 30% rule, a registered nurse salary in Maryland (~$102,038/yr) supports up to $2,551 a month in rent. Ellicott City's current median rent is $2,623/mo, which is $72/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Ellicott City?

At an hourly equivalent of about $49 an hour, a registered nurse in Maryland works roughly 53.5 hours a month to cover Ellicott City's median rent of $2,623.

Where is rent cheaper than Ellicott City for a registered nurse?

Nearby Maryland cities with lower median rent include New Market ($2,622/mo), Annapolis Junction ($2,620/mo), Berlin ($2,619/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ellicott City, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.