Can A Registered Nurse Afford Rent in Garfield, NJ?

Comfortably affordable — rent takes 27.5% of gross income.

Garfield rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Garfield median rent
$2,423/mo
Registered Nurse salary (New Jersey)
$105,818/yr
Rent as % of income
27.5%
Gross monthly income works out to about $8,818, and the 30% rule supports up to $2,645/mo in rent. Garfield's median rent of $2,423 leaves roughly $222/mo of headroom under that threshold. A registered nurse works roughly 47.6 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These New Jersey cities have lower median rent than Garfield, which improves the affordability math on a registered nurse salary:

Hawthorne, NJ
$2,422/mo (27.5% of income)
Hawthorne, NJ
$2,422/mo (27.5% of income)
Keansburg, NJ
$2,422/mo (27.5% of income)

Compare with full rent data for Garfield

View full rent data for Garfield, NJ

Frequently asked questions

Can a registered nurse afford rent in Garfield, NJ?

Median rent in Garfield is $2,423 a month. A typical registered nurse in New Jersey earns about $105,818 a year, which makes that rent 27.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a registered nurse afford in Garfield?

Using the 30% rule, a registered nurse salary in New Jersey (~$105,818/yr) supports up to $2,645 a month in rent. Garfield's current median rent is $2,423/mo, which leaves a $222/mo buffer.

How many hours does a registered nurse work to cover rent in Garfield?

At an hourly equivalent of about $51 an hour, a registered nurse in New Jersey works roughly 47.6 hours a month to cover Garfield's median rent of $2,423.

Where is rent cheaper than Garfield for a registered nurse?

Nearby New Jersey cities with lower median rent include Hawthorne ($2,422/mo), Hawthorne ($2,422/mo), Keansburg ($2,422/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Garfield, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.