Can A Registered Nurse Afford Rent in Middletown, NJ?

Stretched but workable — rent takes 36.4% of gross income.

Middletown rent: September 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Middletown median rent
$3,213/mo
Registered Nurse salary (New Jersey)
$105,818/yr
Rent as % of income
36.4%
Gross monthly income works out to about $8,818, and the 30% rule supports up to $2,645/mo in rent. Middletown's median rent of $3,213 exceeds that threshold by $568/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 63.2 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These New Jersey cities have lower median rent than Middletown, which improves the affordability math on a registered nurse salary:

Princeton, NJ
$3,212/mo (36.4% of income)
Red Bank, NJ
$3,211/mo (36.4% of income)
Tinton Falls, NJ
$3,210/mo (36.4% of income)

Compare with full rent data for Middletown

View full rent data for Middletown, NJ →

Frequently asked questions

Can a registered nurse afford rent in Middletown, NJ?

Median rent in Middletown is $3,213 a month. A typical registered nurse in New Jersey earns about $105,818 a year, which makes that rent 36.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Middletown?

Using the 30% rule, a registered nurse salary in New Jersey (~$105,818/yr) supports up to $2,645 a month in rent. Middletown's current median rent is $3,213/mo, which is $568/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Middletown?

At an hourly equivalent of about $51 an hour, a registered nurse in New Jersey works roughly 63.2 hours a month to cover Middletown's median rent of $3,213.

Where is rent cheaper than Middletown for a registered nurse?

Nearby New Jersey cities with lower median rent include Princeton ($3,212/mo), Red Bank ($3,211/mo), Tinton Falls ($3,210/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Middletown, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.