City Report · NJ

Red Bank

Pop. 12,862·28th most expensive in New Jersey·Red Bank rents are up 14.2% over the past year
Median rent (all units)
$3,232/mo
Year-over-Year
+14.2%
Month-over-Month
+4.4%
vs US Median
+$1,270
Rising (Monthly)
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Most AffordableMost Expensive
Red Bank · $3,232
More expensive than 93% of US cities · National median $1,962/mo
Rent Reality Score
38/100
Overpriced
OverheatedFairGreat value

Rents are 6% above what Red Bank's 10-year trend predicts — running hotter than its own history.

Actual rent
$3,232/mo
Expected by trend
$3,056/mo
The Rent Reality Score compares today's median rent to where Red Bank's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,700
1 BR
$1,910
2 BR
$2,360
3 BR
$3,140
4 BR+
$3,500
Fair Market Rent (HUD)
$2,360/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,232 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$38,784/yr
At $3,232/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.2% YoY, +4.4% MoM), not inventory.
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Demographics

Who lives here

Red Bank, NJ is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 51.6% of residents hold a bachelor's degree or higher.

Population
12,862
Median income
$97,477
Median age
39.4
Renters
49.9%
Age distribution
19.2%
22.3%
26%
20.9%
Under 1819.2%
18–3422.3%
35–5426%
55–6411.6%
65+20.9%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
63.5%
31.9%
White63.5%
Black5.2%
Hispanic31.9%
Asian2.3%
Education (25+)
19.7%
17.4%
51.6%
No HS diploma11.3%
HS diploma19.7%
Some college17.4%
Bachelor's+51.6%
Housing tenure
50.1%
49.9%
Owner50.1%
Renter49.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Red Bank, NJ has changed in 5 years

Rent
$2,722 → $3,232
up 18.7%
Income
$80,781 → $97,477
up 20.7%
Population
12,825 → 12,862
up 0.3%
Renter share
49% → 49.9%
+0.9 pts
Bachelor's+
50.3% → 51.6%
+1.3 pts

Rent in Red Bank, NJ has increased 18.7% since 2023, going from about $2,722 per month to roughly $3,232 today. Census figures show median household income at $97,477 today, compared with $80,781 five years earlier. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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View Red Bank rent history (2015–2026) →
Salary vs rent

Can you afford rent in Red Bank on your salary?

At $3,232/mo, how Red Bank rent compares to typical pay (30% rule).

By apartment size

Red Bank rent by bedroom count

Median rent for each apartment size in Red Bank. Click any size for full breakdown.

Local insights

Tips for renters in Red Bank

About renting in Red Bank, NJ

Last updated: August 17, 2026

The median rent in Red Bank is $3,232/mo as of August 2026. A studio apartment averages $1,700/mo while a 2-bedroom runs $2,360/mo. One-bedroom apartments average $1,910/mo and 3-bedroom units go for $3,140/mo.

At 40% of local median household income ($97,477/yr), Red Bank ranks as moderate compared to the national benchmark of 30%. Rents have increased 14.2% over the past year.

FAQ

Frequently asked questions

Is Red Bank an affordable city for renters?

Red Bank is considered moderate for renters. At $3,232/mo, rent takes approximately 40% of the local median household income ($97,477/yr). The standard benchmark is 30%. Red Bank slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Red Bank?

To keep rent at or below 30% of gross income, you would need to earn at least $129,000/year (~$62/hour full-time) to afford the median rent of $3,232/mo in Red Bank. The local median household income is $97,477/yr, meaning the typical Red Bank household falls short of that threshold.

Is rent going up or down in Red Bank?

Rent in Red Bank has increased 14.2% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Red Bank rent compare to other cities in New Jersey?

Red Bank is one of the pricier cities in New Jersey for rent, ranking #28 out of 183 tracked cities at $3,232/mo.

Which nearby cities are cheaper to rent in than Red Bank?

Several nearby cities have lower median rents than Red Bank ($3,232/mo): Eatontown ($2,199/mo), Atlantic Highlands ($2,856/mo), Monmouth Beach ($3,206/mo).

What percentage of Red Bank residents rent vs. own?

According to Census data, approximately 49.9% of Red Bank households are renters, while 50.1% are owner-occupied. Red Bank leans toward homeownership, which can mean a smaller rental inventory.

How does Red Bank rent compare to the national average?

Red Bank's median rent of $3,232/mo is $1,270 (65%) above the US national median of $1,962/mo. Within New Jersey, it ranks #28 out of 183 tracked cities.
Income Affordability
40%
MODERATE

At $3,232/mo, rent takes ~40% of Red Bank's median household income ($97,477/yr). The standard benchmark is 30%.

Red Bank 40%Benchmark 30%
State income tax1.4–10.75%
Run the Red Bank affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Red Bank, NJ

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