Can A Registered Nurse Afford Rent in Phillipsburg, NJ?
Comfortably affordable — rent takes 22.7% of gross income.
Phillipsburg rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a registered nurse salary
Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.
Cheaper rent nearby
These New Jersey cities have lower median rent than Phillipsburg, which improves the affordability math on a registered nurse salary:
Compare with full rent data for Phillipsburg
View full rent data for Phillipsburg, NJ →Frequently asked questions
Can a registered nurse afford rent in Phillipsburg, NJ?
Median rent in Phillipsburg is $2,000 a month. A typical registered nurse in New Jersey earns about $105,818 a year, which makes that rent 22.7% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a registered nurse afford in Phillipsburg?
Using the 30% rule, a registered nurse salary in New Jersey (~$105,818/yr) supports up to $2,645 a month in rent. Phillipsburg's current median rent is $2,000/mo, which leaves a $645/mo buffer.
How many hours does a registered nurse work to cover rent in Phillipsburg?
At an hourly equivalent of about $51 an hour, a registered nurse in New Jersey works roughly 39.3 hours a month to cover Phillipsburg's median rent of $2,000.
Where is rent cheaper than Phillipsburg for a registered nurse?
Nearby New Jersey cities with lower median rent include Paterson ($1,999/mo), East Windsor Township ($1,998/mo), Bordentown Township ($1,996/mo). Each shifts the affordability math materially on a registered nurse salary.