Can A Retail Salesperson Afford Rent in Kaneohe, HI?

Rent-burdened — rent takes 106.6% of gross income.

Kaneohe rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Kaneohe median rent
$3,558/mo
Retail Salesperson salary (Hawaii)
$40,036/yr
Rent as % of income
106.6%
Gross monthly income works out to about $3,336, and the 30% rule supports up to $1,001/mo in rent. Kaneohe's median rent of $3,558 exceeds that threshold by $2,557/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 184.8 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Hawaii cities have lower median rent than Kaneohe, which improves the affordability math on a retail salesperson salary:

Kihei, HI
$3,536/mo (106% of income)
Makawao, HI
$3,531/mo (105.8% of income)
Ewa Beach, HI
$3,526/mo (105.7% of income)

Compare with full rent data for Kaneohe

View full rent data for Kaneohe, HI

Frequently asked questions

Can a retail salesperson afford rent in Kaneohe, HI?

Median rent in Kaneohe is $3,558 a month. A typical retail salesperson in Hawaii earns about $40,036 a year, which makes that rent 106.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Kaneohe?

Using the 30% rule, a retail salesperson salary in Hawaii (~$40,036/yr) supports up to $1,001 a month in rent. Kaneohe's current median rent is $3,558/mo, which is $2,557/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Kaneohe?

At an hourly equivalent of about $19 an hour, a retail salesperson in Hawaii works roughly 184.8 hours a month to cover Kaneohe's median rent of $3,558.

Where is rent cheaper than Kaneohe for a retail salesperson?

Nearby Hawaii cities with lower median rent include Kihei ($3,536/mo), Makawao ($3,531/mo), Ewa Beach ($3,526/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Kaneohe, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.