Can A Retail Salesperson Afford Rent in Owensboro, KY?

Rent-burdened — rent takes 41.2% of gross income.

Owensboro rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Owensboro median rent
$1,121/mo
Retail Salesperson salary (Kentucky)
$32,622/yr
Rent as % of income
41.2%
Gross monthly income works out to about $2,719, and the 30% rule supports up to $816/mo in rent. Owensboro's median rent of $1,121 exceeds that threshold by $305/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 71.5 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Kentucky cities have lower median rent than Owensboro, which improves the affordability math on a retail salesperson salary:

Oak Grove, KY
$1,120/mo (41.2% of income)
Lawrenceburg, KY
$1,120/mo (41.2% of income)
Covington, KY
$1,115/mo (41% of income)

Compare with full rent data for Owensboro

View full rent data for Owensboro, KY

Frequently asked questions

Can a retail salesperson afford rent in Owensboro, KY?

Median rent in Owensboro is $1,121 a month. A typical retail salesperson in Kentucky earns about $32,622 a year, which makes that rent 41.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Owensboro?

Using the 30% rule, a retail salesperson salary in Kentucky (~$32,622/yr) supports up to $816 a month in rent. Owensboro's current median rent is $1,121/mo, which is $305/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Owensboro?

At an hourly equivalent of about $16 an hour, a retail salesperson in Kentucky works roughly 71.5 hours a month to cover Owensboro's median rent of $1,121.

Where is rent cheaper than Owensboro for a retail salesperson?

Nearby Kentucky cities with lower median rent include Oak Grove ($1,120/mo), Lawrenceburg ($1,120/mo), Covington ($1,115/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Owensboro, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.