Can A Retail Salesperson Afford Rent in Binghamton, NY?

Stretched but workable — rent takes 37.5% of gross income.

Binghamton rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Binghamton median rent
$1,322/mo
Retail Salesperson salary (New York)
$42,260/yr
Rent as % of income
37.5%
Gross monthly income works out to about $3,522, and the 30% rule supports up to $1,057/mo in rent. Binghamton's median rent of $1,322 exceeds that threshold by $265/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 65.1 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These New York cities have lower median rent than Binghamton, which improves the affordability math on a retail salesperson salary:

Tonawanda, NY
$1,321/mo (37.5% of income)
Tonawanda, NY
$1,319/mo (37.5% of income)
Hamburg, NY
$1,314/mo (37.3% of income)

Compare with full rent data for Binghamton

View full rent data for Binghamton, NY

Frequently asked questions

Can a retail salesperson afford rent in Binghamton, NY?

Median rent in Binghamton is $1,322 a month. A typical retail salesperson in New York earns about $42,260 a year, which makes that rent 37.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Binghamton?

Using the 30% rule, a retail salesperson salary in New York (~$42,260/yr) supports up to $1,057 a month in rent. Binghamton's current median rent is $1,322/mo, which is $265/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Binghamton?

At an hourly equivalent of about $20 an hour, a retail salesperson in New York works roughly 65.1 hours a month to cover Binghamton's median rent of $1,322.

Where is rent cheaper than Binghamton for a retail salesperson?

Nearby New York cities with lower median rent include Tonawanda ($1,321/mo), Tonawanda ($1,319/mo), Hamburg ($1,314/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Binghamton, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.