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City Report · NY

Poughkeepsie

Pop. 31,958·80th most expensive in New York·Rental market data updated monthly for Poughkeepsie, NY
Median rent (all units)
$1,908/mo
Year-over-Year
+3.8%
Month-over-Month
+2.3%
vs US Median
-$54
Rising (Monthly)
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Most AffordableMost Expensive
Poughkeepsie · $1,908
More expensive than 53% of US cities · National median $1,962/mo
Rent Reality Score
82/100
Great value
OverheatedFairGreat value

Rents are 16% below what Poughkeepsie's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,908/mo
Expected by trend
$2,267/mo
The Rent Reality Score compares today's median rent to where Poughkeepsie's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,230
1 BR
$1,405
2 BR
$1,795
3 BR
$2,285
4 BR+
$2,495
Fair Market Rent (HUD)
$1,795/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,908 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$22,896/yr
At $1,908/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.8% YoY, +2.3% MoM), not inventory.
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Demographics

Who lives here

Poughkeepsie, NY is majority renter-occupied, has a median income below the national average, 31.9% of residents hold a bachelor's degree or higher.

Population
31,958
Median income
$60,741
Median age
38.1
Renters
61.2%
Age distribution
18.5%
27.5%
26.6%
16.4%
Under 1818.5%
18–3427.5%
35–5426.6%
55–6410.9%
65+16.4%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
36.2%
32.6%
27.5%
White36.2%
Black32.6%
Hispanic27.5%
Asian1.6%
Other2.1%
Education (25+)
12.2%
30.5%
25.4%
31.9%
No HS diploma12.2%
HS diploma30.5%
Some college25.4%
Bachelor's+31.9%
Housing tenure
38.8%
61.2%
Owner38.8%
Renter61.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Poughkeepsie, NY has changed in 5 years

Rent
$1,414 → $1,908
up 34.9%
Income
$48,805 → $60,741
up 24.5%
Population
31,475 → 31,958
up 1.5%
Renter share
62.9% → 61.2%
-1.7 pts
Bachelor's+
29.6% → 31.9%
+2.3 pts
Median age
39.2 → 38.1
-1.1 yrs

Five years ago, renters in Poughkeepsie, NY paid around $1,414 a month. That figure now sits near $1,908, up 34.9% from the 2021 baseline. On the earnings side, the typical household in Poughkeepsie, NY now reports about $60,741, up from $48,805 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Poughkeepsie, NY adding about 483 residents over the five-year window, up 1.5% on net. The renter share has eased from 62.9% to 61.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 29.6% to 31.9% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Poughkeepsie, NY reflects that arc in its own way.

Community

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View Poughkeepsie rent history (2015–2026) →
Salary vs rent

Can you afford rent in Poughkeepsie on your salary?

At $1,908/mo, how Poughkeepsie rent compares to typical pay (30% rule).

By apartment size

Poughkeepsie rent by bedroom count

Median rent for each apartment size in Poughkeepsie. Click any size for full breakdown.

Local insights

Tips for renters in Poughkeepsie

About renting in Poughkeepsie, NY

Last updated: August 17, 2026

The median rent in Poughkeepsie is $1,908/mo as of August 2026. A studio apartment averages $1,230/mo while a 2-bedroom runs $1,795/mo. One-bedroom apartments average $1,405/mo and 3-bedroom units go for $2,285/mo.

At 38% of local median household income ($60,741/yr), Poughkeepsie ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.8% over the past year.

FAQ

Frequently asked questions

Is Poughkeepsie an affordable city for renters?

Poughkeepsie is considered moderate for renters. At $1,908/mo, rent takes approximately 38% of the local median household income ($60,741/yr). The standard benchmark is 30%. Poughkeepsie slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Poughkeepsie?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (~$37/hour full-time) to afford the median rent of $1,908/mo in Poughkeepsie. The local median household income is $60,741/yr, meaning the typical Poughkeepsie household falls short of that threshold.

Is rent going up or down in Poughkeepsie?

Rent in Poughkeepsie has increased 3.8% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Poughkeepsie neighborhoods have the lowest rent?

The most affordable ZIP codes in Poughkeepsie are 12601 ($1,834/mo), and 12603 ($2,331/mo). Citywide, the median rent in Poughkeepsie is $1,908/mo.

How does Poughkeepsie rent compare to other cities in New York?

Poughkeepsie is middle-of-the-pack for New York for rent, ranking #80 out of 125 tracked cities at $1,908/mo.

What percentage of Poughkeepsie residents rent vs. own?

According to Census data, approximately 61.2% of Poughkeepsie households are renters, while 38.8% are owner-occupied. With a majority renter population, Poughkeepsie has a strong rental market.

How does Poughkeepsie rent compare to the national average?

Poughkeepsie's median rent of $1,908/mo is $54 (3%) below the US national median of $1,962/mo. Within New York, it ranks #80 out of 125 tracked cities.
Income Affordability
38%
MODERATE

At $1,908/mo, rent takes ~38% of Poughkeepsie's median household income ($60,741/yr). The standard benchmark is 30%.

Poughkeepsie 38%Benchmark 30%
State income tax4–10.9%
Run the Poughkeepsie affordability calculator →
Lowest-rent ZIP codes in Poughkeepsie
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Poughkeepsie, NY

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