City Report · NY

Poughkeepsie

Pop. 31,958·77th most expensive in New York·Rental market data updated monthly for Poughkeepsie, NY
Median rent (all units)
$1,865/mo
Year-over-Year
+2.4%
Month-over-Month
Stable
vs US Median
-$67
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Poughkeepsie · $1,865
More expensive than 51% of US cities · National median $1,932/mo
Rent Reality Score
79/100
Good value
OverheatedFairGreat value

Rents are 14% below what Poughkeepsie's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,865/mo
Expected by trend
$2,178/mo
The Rent Reality Score compares today's median rent to where Poughkeepsie's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,230
1 BR
$1,405
2 BR
$1,795
3 BR
$2,285
4 BR+
$2,495
Fair Market Rent (HUD)
$1,795/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,865 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Poughkeepsie usually run 0.7% below trend in December and 0.9% above it in March, about $30 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in Poughkeepsie is 1.2% below its high of $1,888 in July 2026, at $1,865 as of September 2026.

Past year vs. the rest of New York

Rent in Poughkeepsie changed +2.4% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.

Rent vs. income since 2019

From 2019 to 2024, rent in Poughkeepsie rose 61.4% while median household income rose 38.7% ($43,794 to $60,741). Rent outpaced income.

Since before the pandemic

Rent in Poughkeepsie is 62.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($60,741) is $1,519 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,405); a 2-bedroom is $1,795.

From Zillow's monthly rent index (ZORI) for Poughkeepsie. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,380/yr
At $1,865/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.4% YoY, -0.1% MoM), not inventory.
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Demographics

Who lives here

Poughkeepsie, NY is majority renter-occupied, has a median income below the national average, 31.9% of residents hold a bachelor's degree or higher.

Population
31,958
Median income
$60,741
Median age
38.1
Renters
61.2%
Age distribution
18.5%
27.5%
26.6%
16.4%
Under 1818.5%
18–3427.5%
35–5426.6%
55–6410.9%
65+16.4%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
36.2%
32.6%
27.5%
White36.2%
Black32.6%
Hispanic27.5%
Asian1.6%
Other2.1%
Education (25+)
12.2%
30.5%
25.4%
31.9%
No HS diploma12.2%
HS diploma30.5%
Some college25.4%
Bachelor's+31.9%
Housing tenure
38.8%
61.2%
Owner38.8%
Renter61.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Poughkeepsie, NY has changed in 5 years

Rent
$1,391 → $1,865
up 34.1%
Income
$48,805 → $60,741
up 24.5%
Population
31,475 → 31,958
up 1.5%
Renter share
62.9% → 61.2%
-1.7 pts
Bachelor's+
29.6% → 31.9%
+2.3 pts
Median age
39.2 → 38.1
-1.1 yrs

Five years ago, renters in Poughkeepsie, NY paid around $1,391 a month. That figure now sits near $1,865, up 34.1% from the 2021 baseline. On the earnings side, the typical household in Poughkeepsie, NY now reports about $60,741, up from $48,805 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Poughkeepsie, NY adding about 483 residents over the five-year window, up 1.5% on net. The renter share has eased from 62.9% to 61.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 29.6% to 31.9% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Poughkeepsie, NY reflects that arc in its own way.

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View Poughkeepsie rent history (2015–2026) →
Salary vs rent

Can you afford rent in Poughkeepsie on your salary?

At $1,865/mo, how Poughkeepsie rent compares to typical pay (30% rule).

By apartment size

Poughkeepsie rent by bedroom count

Median rent for each apartment size in Poughkeepsie. Click any size for full breakdown.

Local insights

Tips for renters in Poughkeepsie

About renting in Poughkeepsie, NY

Last updated: October 17, 2026

The median rent in Poughkeepsie is $1,865/mo as of October 2026. A studio apartment averages $1,230/mo while a 2-bedroom runs $1,795/mo. One-bedroom apartments average $1,405/mo and 3-bedroom units go for $2,285/mo.

At 37% of local median household income ($60,741/yr), Poughkeepsie ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Poughkeepsie?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (about $36/hour full-time) to afford the median rent of $1,865/mo in Poughkeepsie. The local median household income is $60,741/yr, so the typical household falls short of that bar.

Is rent going up or down in Poughkeepsie?

Rent in Poughkeepsie has risen 2.4% over the past year as of September 2026. It sits 1.2% below its high of $1,888 in July 2026.

When is the cheapest time to rent in Poughkeepsie?

Asking rents in Poughkeepsie are usually lowest in December, about 0.7% below their yearly trend, and highest in March, about 0.9% above it. At today's median that is a gap of roughly $30 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in Poughkeepsie?

Yes. From 2019 to 2024, rent in Poughkeepsie rose 61.4% while median household income rose 38.7%, from $43,794 to $60,741. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Poughkeepsie neighborhoods have the lowest rent?

The most affordable ZIP codes in Poughkeepsie are 12601 ($1,814/mo), and 12603 ($2,194/mo). Citywide, the median rent is $1,865/mo.

How does Poughkeepsie rent compare to other cities in New York?

Poughkeepsie is in the middle among New York cities for rent, ranking #77 of 121 tracked cities at $1,865/mo. Over the year to September 2026, rent in Poughkeepsie changed +2.4%, against a typical +5.3% across the 82 New York cities Zillow tracks.
Income Affordability
37%
MODERATE

At $1,865/mo, rent takes ~37% of Poughkeepsie's median household income ($60,741/yr). The standard benchmark is 30%.

Poughkeepsie 37%Benchmark 30%
State income tax4–10.9%
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Lowest-rent ZIP codes in Poughkeepsie
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Poughkeepsie, NY

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