Can A Waiter or Waitress Afford Rent in Middleburg, FL?
Rent-burdened — rent takes 70.3% of gross income.
Middleburg rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Florida cities have lower median rent than Middleburg, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Middleburg
View full rent data for Middleburg, FL →Frequently asked questions
Can a waiter or waitress afford rent in Middleburg, FL?
Median rent in Middleburg is $1,990 a month. A typical waiter or waitress in Florida earns about $33,973 a year, which makes that rent 70.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Middleburg?
Using the 30% rule, a waiter or waitress salary in Florida (~$33,973/yr) supports up to $849 a month in rent. Middleburg's current median rent is $1,990/mo, which is $1,141/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Middleburg?
At an hourly equivalent of about $16 an hour, a waiter or waitress in Florida works roughly 121.8 hours a month to cover Middleburg's median rent of $1,990.
Where is rent cheaper than Middleburg for a waiter or waitress?
Nearby Florida cities with lower median rent include Destin ($1,989/mo), Clearwater ($1,989/mo), Atlantic Beach ($1,989/mo). Each shifts the affordability math materially on a waiter or waitress salary.