Can A Waiter or Waitress Afford Rent in Dubuque, IA?
Stretched but workable — rent takes 39.1% of gross income.
Dubuque rent: July 2026. Salary: BLS OEWS May 2024 (Iowa state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Iowa cities have lower median rent than Dubuque, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Dubuque
View full rent data for Dubuque, IA →Frequently asked questions
Can a waiter or waitress afford rent in Dubuque, IA?
Median rent in Dubuque is $1,094 a month. A typical waiter or waitress in Iowa earns about $33,608 a year, which makes that rent 39.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Dubuque?
Using the 30% rule, a waiter or waitress salary in Iowa (~$33,608/yr) supports up to $840 a month in rent. Dubuque's current median rent is $1,094/mo, which is $254/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Dubuque?
At an hourly equivalent of about $16 an hour, a waiter or waitress in Iowa works roughly 67.7 hours a month to cover Dubuque's median rent of $1,094.
Where is rent cheaper than Dubuque for a waiter or waitress?
Nearby Iowa cities with lower median rent include Cedar Rapids ($1,092/mo), Sioux City ($1,089/mo), Cedar Rapids ($1,088/mo). Each shifts the affordability math materially on a waiter or waitress salary.