Can A Waiter or Waitress Afford Rent in Fishers, IN?

Rent-burdened — rent takes 67.2% of gross income.

Fishers rent: June 2026. Salary: BLS OEWS May 2024 (Indiana state estimate).

Fishers median rent
$1,883/mo
Waiter or Waitress salary (Indiana)
$33,608/yr
Rent as % of income
67.2%
Gross monthly income works out to about $2,801, and the 30% rule supports up to $840/mo in rent. Fishers's median rent of $1,883 exceeds that threshold by $1,043/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 116.5 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Indiana cities have lower median rent than Fishers, which improves the affordability math on a waiter or waitress salary:

Avon, IN
$1,882/mo (67.2% of income)
Westfield, IN
$1,880/mo (67.1% of income)
Carmel, IN
$1,878/mo (67.1% of income)

Compare with full rent data for Fishers

View full rent data for Fishers, IN

Frequently asked questions

Can a waiter or waitress afford rent in Fishers, IN?

Median rent in Fishers is $1,883 a month. A typical waiter or waitress in Indiana earns about $33,608 a year, which makes that rent 67.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Fishers?

Using the 30% rule, a waiter or waitress salary in Indiana (~$33,608/yr) supports up to $840 a month in rent. Fishers's current median rent is $1,883/mo, which is $1,043/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Fishers?

At an hourly equivalent of about $16 an hour, a waiter or waitress in Indiana works roughly 116.5 hours a month to cover Fishers's median rent of $1,883.

Where is rent cheaper than Fishers for a waiter or waitress?

Nearby Indiana cities with lower median rent include Avon ($1,882/mo), Westfield ($1,880/mo), Carmel ($1,878/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Indiana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Fishers, IN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.