Rent Affordability for A Waiter or Waitress in Indiana

A typical waiter or waitress in Indiana earns about $33,608 a year, which supports approximately $840 a month in rent under the 30% rule. Below, every tracked Indiana city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 2 of 70 cities tracked stay within the 30% rule; 68 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
New Castle, IN$756/mo27%affordable
Frankfort, IN$763/mo27.2%affordable
Richmond, IN$870/mo31.1%stretched
Marion, IN$913/mo32.6%stretched
Crawfordsville, IN$954/mo34.1%stretched
Muncie, IN$973/mo34.7%stretched
Terre Haute, IN$995/mo35.5%stretched
Logansport, IN$995/mo35.5%stretched
Kokomo, IN$1,009/mo36%stretched
East Chicago, IN$1,019/mo36.4%stretched
Goshen, IN$1,029/mo36.7%stretched
Columbia City, IN$1,035/mo37%stretched
Evansville, IN$1,038/mo37.1%stretched
Greencastle, IN$1,050/mo37.5%stretched
Anderson, IN$1,054/mo37.6%stretched
Angola, IN$1,060/mo37.8%stretched
Delphi, IN$1,065/mo38%stretched
Warsaw, IN$1,084/mo38.7%stretched
Shelbyville, IN$1,110/mo39.6%stretched
Michigan City, IN$1,114/mo39.8%stretched
La Porte, IN$1,127/mo40.2%rent-burdened
Elkhart, IN$1,174/mo41.9%rent-burdened
New Albany, IN$1,204/mo43%rent-burdened
Beech Grove, IN$1,219/mo43.5%rent-burdened
Lafayette, IN$1,234/mo44.1%rent-burdened
Clarksville, IN$1,242/mo44.3%rent-burdened
Fort Wayne, IN$1,281/mo45.7%rent-burdened
Mishawaka, IN$1,285/mo45.9%rent-burdened
Sellersburg, IN$1,303/mo46.5%rent-burdened
South Bend, IN$1,310/mo46.8%rent-burdened
Jeffersonville, IN$1,310/mo46.8%rent-burdened
Gary, IN$1,366/mo48.8%rent-burdened
Hobart, IN$1,376/mo49.1%rent-burdened
Columbus, IN$1,399/mo50%rent-burdened
Indianapolis, IN$1,411/mo50.4%severely rent-burdened
Bloomington, IN$1,444/mo51.6%severely rent-burdened
Lake Station, IN$1,450/mo51.8%severely rent-burdened
Hammond, IN$1,479/mo52.8%severely rent-burdened
Portage, IN$1,512/mo54%severely rent-burdened
Sheridan, IN$1,525/mo54.5%severely rent-burdened
Merrillville, IN$1,550/mo55.3%severely rent-burdened
Valparaiso, IN$1,550/mo55.3%severely rent-burdened
Fortville, IN$1,554/mo55.5%severely rent-burdened
Highland, IN$1,557/mo55.6%severely rent-burdened
Greenfield, IN$1,584/mo56.6%severely rent-burdened
Greenwood, IN$1,609/mo57.5%severely rent-burdened
Lawrence, IN$1,615/mo57.7%severely rent-burdened
Newburgh, IN$1,632/mo58.3%severely rent-burdened
Charlestown, IN$1,636/mo58.4%severely rent-burdened
Speedway, IN$1,645/mo58.7%severely rent-burdened
Noblesville, IN$1,716/mo61.3%severely rent-burdened
New Whiteland, IN$1,753/mo62.6%severely rent-burdened
Plainfield, IN$1,774/mo63.3%severely rent-burdened
Lebanon, IN$1,775/mo63.4%severely rent-burdened
Crown Point, IN$1,795/mo64.1%severely rent-burdened
Franklin, IN$1,808/mo64.6%severely rent-burdened
Zionsville, IN$1,825/mo65.2%severely rent-burdened
Avon, IN$1,837/mo65.6%severely rent-burdened
West Lafayette, IN$1,841/mo65.7%severely rent-burdened
Carmel, IN$1,854/mo66.2%severely rent-burdened
Lowell, IN$1,861/mo66.4%severely rent-burdened
Fishers, IN$1,883/mo67.2%severely rent-burdened
Munster, IN$1,922/mo68.6%severely rent-burdened
Westfield, IN$1,986/mo70.9%severely rent-burdened
Brownsburg, IN$2,006/mo71.6%severely rent-burdened
Granger, IN$2,024/mo72.3%severely rent-burdened
Schererville, IN$2,037/mo72.7%severely rent-burdened
Pendleton, IN$2,068/mo73.8%severely rent-burdened
Whitestown, IN$2,117/mo75.6%severely rent-burdened
McCordsville, IN$2,180/mo77.8%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for Indiana. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).