Rent Affordability for A Waiter or Waitress in Indiana

A typical waiter or waitress in Indiana earns about $33,608 a year, which supports approximately $840 a month in rent under the 30% rule. Below, every tracked Indiana city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 1 of 70 cities tracked stay within the 30% rule; 69 are rent-burdened on this salary.

City↕	Median rent↕	% of income↑	Affordability
New Castle, IN	$743/mo	26.5%	affordable
Richmond, IN	$865/mo	30.9%	stretched
Crawfordsville, IN	$886/mo	31.6%	stretched
Marion, IN	$926/mo	33.1%	stretched
Frankfort, IN	$967/mo	34.5%	stretched
Muncie, IN	$985/mo	35.2%	stretched
Logansport, IN	$995/mo	35.5%	stretched
Terre Haute, IN	$1,007/mo	36%	stretched
Kokomo, IN	$1,019/mo	36.4%	stretched
East Chicago, IN	$1,021/mo	36.5%	stretched
Columbia City, IN	$1,035/mo	37%	stretched
Michigan City, IN	$1,050/mo	37.5%	stretched
Greencastle, IN	$1,050/mo	37.5%	stretched
Shelbyville, IN	$1,058/mo	37.8%	stretched
Delphi, IN	$1,065/mo	38%	stretched
Goshen, IN	$1,068/mo	38.1%	stretched
Evansville, IN	$1,076/mo	38.4%	stretched
Anderson, IN	$1,083/mo	38.7%	stretched
Angola, IN	$1,085/mo	38.7%	stretched
Elkhart, IN	$1,155/mo	41.2%	rent-burdened
New Albany, IN	$1,171/mo	41.8%	rent-burdened
Clarksville, IN	$1,217/mo	43.5%	rent-burdened
La Porte, IN	$1,229/mo	43.9%	rent-burdened
Warsaw, IN	$1,245/mo	44.5%	rent-burdened
Beech Grove, IN	$1,258/mo	44.9%	rent-burdened
Sellersburg, IN	$1,274/mo	45.5%	rent-burdened
Mishawaka, IN	$1,280/mo	45.7%	rent-burdened
Lafayette, IN	$1,285/mo	45.9%	rent-burdened
Fort Wayne, IN	$1,295/mo	46.2%	rent-burdened
South Bend, IN	$1,293/mo	46.2%	rent-burdened
Jeffersonville, IN	$1,301/mo	46.5%	rent-burdened
Gary, IN	$1,374/mo	49.1%	rent-burdened
Hobart, IN	$1,379/mo	49.2%	rent-burdened
Columbus, IN	$1,398/mo	49.9%	rent-burdened
Indianapolis, IN	$1,416/mo	50.6%	severely rent-burdened
Valparaiso, IN	$1,450/mo	51.8%	severely rent-burdened
Bloomington, IN	$1,463/mo	52.2%	severely rent-burdened
Hammond, IN	$1,500/mo	53.6%	severely rent-burdened
Portage, IN	$1,509/mo	53.9%	severely rent-burdened
Merrillville, IN	$1,533/mo	54.7%	severely rent-burdened
Fortville, IN	$1,554/mo	55.5%	severely rent-burdened
Greenfield, IN	$1,590/mo	56.8%	severely rent-burdened
Highland, IN	$1,594/mo	56.9%	severely rent-burdened
Greenwood, IN	$1,617/mo	57.7%	severely rent-burdened
Speedway, IN	$1,636/mo	58.4%	severely rent-burdened
Charlestown, IN	$1,636/mo	58.4%	severely rent-burdened
Lawrence, IN	$1,660/mo	59.3%	severely rent-burdened
Lake Station, IN	$1,670/mo	59.6%	severely rent-burdened
Newburgh, IN	$1,687/mo	60.2%	severely rent-burdened
Noblesville, IN	$1,741/mo	62.2%	severely rent-burdened
Plainfield, IN	$1,743/mo	62.2%	severely rent-burdened
New Whiteland, IN	$1,753/mo	62.6%	severely rent-burdened
Lebanon, IN	$1,781/mo	63.6%	severely rent-burdened
Crown Point, IN	$1,793/mo	64%	severely rent-burdened
Franklin, IN	$1,821/mo	65%	severely rent-burdened
Carmel, IN	$1,832/mo	65.4%	severely rent-burdened
Zionsville, IN	$1,840/mo	65.7%	severely rent-burdened
Avon, IN	$1,849/mo	66%	severely rent-burdened
West Lafayette, IN	$1,857/mo	66.3%	severely rent-burdened
Lowell, IN	$1,861/mo	66.4%	severely rent-burdened
Fishers, IN	$1,921/mo	68.6%	severely rent-burdened
Brownsburg, IN	$1,949/mo	69.6%	severely rent-burdened
Pendleton, IN	$1,964/mo	70.1%	severely rent-burdened
Westfield, IN	$1,983/mo	70.8%	severely rent-burdened
Schererville, IN	$1,987/mo	70.9%	severely rent-burdened
Munster, IN	$1,987/mo	70.9%	severely rent-burdened
Whitestown, IN	$2,044/mo	73%	severely rent-burdened
Sheridan, IN	$2,050/mo	73.2%	severely rent-burdened
McCordsville, IN	$2,091/mo	74.7%	severely rent-burdened
Granger, IN	$2,133/mo	76.2%	severely rent-burdened

Methodology: Salary is the BLS-derived state estimate for Indiana. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).