Can A Waiter or Waitress Afford Rent in Frankfort, IN?

Comfortably affordable — rent takes 27.2% of gross income.

Frankfort rent: June 2026. Salary: BLS OEWS May 2024 (Indiana state estimate).

Frankfort median rent
$763/mo
Waiter or Waitress salary (Indiana)
$33,608/yr
Rent as % of income
27.2%
Gross monthly income works out to about $2,801, and the 30% rule supports up to $840/mo in rent. Frankfort's median rent of $763 leaves roughly $77/mo of headroom under that threshold. A waiter or waitress works roughly 47.2 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Indiana cities have lower median rent than Frankfort, which improves the affordability math on a waiter or waitress salary:

New Castle, IN
$756/mo (27% of income)
Marion, IN
$756/mo (27% of income)
Marion, IN
$731/mo (26.1% of income)

Compare with full rent data for Frankfort

View full rent data for Frankfort, IN

Frequently asked questions

Can a waiter or waitress afford rent in Frankfort, IN?

Median rent in Frankfort is $763 a month. A typical waiter or waitress in Indiana earns about $33,608 a year, which makes that rent 27.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a waiter or waitress afford in Frankfort?

Using the 30% rule, a waiter or waitress salary in Indiana (~$33,608/yr) supports up to $840 a month in rent. Frankfort's current median rent is $763/mo, which leaves a $77/mo buffer.

How many hours does a waiter or waitress work to cover rent in Frankfort?

At an hourly equivalent of about $16 an hour, a waiter or waitress in Indiana works roughly 47.2 hours a month to cover Frankfort's median rent of $763.

Where is rent cheaper than Frankfort for a waiter or waitress?

Nearby Indiana cities with lower median rent include New Castle ($756/mo), Marion ($756/mo), Marion ($731/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Indiana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Frankfort, IN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.