Can A Waiter or Waitress Afford Rent in Derby, KS?
Rent-burdened — rent takes 57.7% of gross income.
Derby rent: June 2026. Salary: BLS OEWS May 2024 (Kansas state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Kansas cities have lower median rent than Derby, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Derby
View full rent data for Derby, KS →Frequently asked questions
Can a waiter or waitress afford rent in Derby, KS?
Median rent in Derby is $1,582 a month. A typical waiter or waitress in Kansas earns about $32,877 a year, which makes that rent 57.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Derby?
Using the 30% rule, a waiter or waitress salary in Kansas (~$32,877/yr) supports up to $822 a month in rent. Derby's current median rent is $1,582/mo, which is $760/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Derby?
At an hourly equivalent of about $16 an hour, a waiter or waitress in Kansas works roughly 100.1 hours a month to cover Derby's median rent of $1,582.
Where is rent cheaper than Derby for a waiter or waitress?
Nearby Kansas cities with lower median rent include Gardner ($1,580/mo), Goddard ($1,578/mo), Gardner ($1,575/mo). Each shifts the affordability math materially on a waiter or waitress salary.