Rent Affordability for A Waiter or Waitress in Kentucky

A typical waiter or waitress in Kentucky earns about $32,146 a year, which supports approximately $804 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 0 of 43 cities tracked stay within the 30% rule; 43 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Corbin, KY$875/mo32.7%stretched
Russellville, KY$890/mo33.2%stretched
Morehead, KY$973/mo36.3%stretched
Glasgow, KY$981/mo36.6%stretched
Paris, KY$1,023/mo38.2%stretched
Frankfort, KY$1,035/mo38.6%stretched
Bardstown, KY$1,044/mo39%stretched
Radcliff, KY$1,050/mo39.2%stretched
Hopkinsville, KY$1,062/mo39.6%stretched
Murray, KY$1,079/mo40.3%rent-burdened
Paducah, KY$1,118/mo41.7%rent-burdened
Lawrenceburg, KY$1,132/mo42.3%rent-burdened
Owensboro, KY$1,161/mo43.3%rent-burdened
Oak Grove, KY$1,163/mo43.4%rent-burdened
Richmond, KY$1,179/mo44%rent-burdened
Winchester, KY$1,226/mo45.8%rent-burdened
Erlanger, KY$1,250/mo46.7%rent-burdened
Bowling Green, KY$1,258/mo47%rent-burdened
Elizabethtown, KY$1,278/mo47.7%rent-burdened
Louisville, KY$1,362/mo50.8%severely rent-burdened
Fort Thomas, KY$1,386/mo51.7%severely rent-burdened
Southgate, KY$1,447/mo54%severely rent-burdened
Alexandria, KY$1,488/mo55.5%severely rent-burdened
Franklin, KY$1,538/mo57.4%severely rent-burdened
Bellevue, KY$1,540/mo57.5%severely rent-burdened
Nicholasville, KY$1,546/mo57.7%severely rent-burdened
Lexington, KY$1,552/mo57.9%severely rent-burdened
Georgetown, KY$1,551/mo57.9%severely rent-burdened
Florence, KY$1,556/mo58.1%severely rent-burdened
Fort Wright, KY$1,577/mo58.9%severely rent-burdened
Newport, KY$1,587/mo59.2%severely rent-burdened
Shelbyville, KY$1,608/mo60%severely rent-burdened
Covington, KY$1,614/mo60.3%severely rent-burdened
Cold Spring, KY$1,637/mo61.1%severely rent-burdened
Shepherdsville, KY$1,720/mo64.2%severely rent-burdened
Vine Grove, KY$1,775/mo66.3%severely rent-burdened
Versailles, KY$1,783/mo66.6%severely rent-burdened
Hebron, KY$1,787/mo66.7%severely rent-burdened
Dayton, KY$2,037/mo76%severely rent-burdened
Independence, KY$2,071/mo77.3%severely rent-burdened
Burlington, KY$2,108/mo78.7%severely rent-burdened
La Grange, KY$2,114/mo78.9%severely rent-burdened
Prospect, KY$2,382/mo88.9%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).