Rent Affordability for A Waiter or Waitress in Kentucky

A typical waiter or waitress in Kentucky earns about $32,146 a year, which supports approximately $804 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 0 of 43 cities tracked stay within the 30% rule; 43 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Corbin, KY$875/mo32.7%stretched
Russellville, KY$890/mo33.2%stretched
Morehead, KY$969/mo36.2%stretched
Glasgow, KY$981/mo36.6%stretched
Hopkinsville, KY$997/mo37.2%stretched
Paris, KY$1,023/mo38.2%stretched
Radcliff, KY$1,055/mo39.4%stretched
Bardstown, KY$1,075/mo40.1%rent-burdened
Murray, KY$1,112/mo41.5%rent-burdened
Owensboro, KY$1,121/mo41.8%rent-burdened
Lawrenceburg, KY$1,138/mo42.5%rent-burdened
Oak Grove, KY$1,140/mo42.6%rent-burdened
Frankfort, KY$1,151/mo43%rent-burdened
Richmond, KY$1,188/mo44.3%rent-burdened
Winchester, KY$1,209/mo45.1%rent-burdened
Erlanger, KY$1,242/mo46.4%rent-burdened
Bowling Green, KY$1,284/mo47.9%rent-burdened
Paducah, KY$1,285/mo48%rent-burdened
Elizabethtown, KY$1,327/mo49.5%rent-burdened
Franklin, KY$1,350/mo50.4%severely rent-burdened
Louisville, KY$1,394/mo52%severely rent-burdened
Fort Thomas, KY$1,402/mo52.3%severely rent-burdened
Southgate, KY$1,447/mo54%severely rent-burdened
Shelbyville, KY$1,448/mo54.1%severely rent-burdened
Alexandria, KY$1,488/mo55.5%severely rent-burdened
Georgetown, KY$1,524/mo56.9%severely rent-burdened
Nicholasville, KY$1,546/mo57.7%severely rent-burdened
Lexington, KY$1,551/mo57.9%severely rent-burdened
Fort Wright, KY$1,565/mo58.4%severely rent-burdened
Bellevue, KY$1,584/mo59.1%severely rent-burdened
Florence, KY$1,588/mo59.3%severely rent-burdened
Covington, KY$1,615/mo60.3%severely rent-burdened
Newport, KY$1,614/mo60.3%severely rent-burdened
Vine Grove, KY$1,625/mo60.7%severely rent-burdened
Cold Spring, KY$1,637/mo61.1%severely rent-burdened
Versailles, KY$1,650/mo61.6%severely rent-burdened
Shepherdsville, KY$1,652/mo61.7%severely rent-burdened
La Grange, KY$1,795/mo67%severely rent-burdened
Dayton, KY$1,869/mo69.8%severely rent-burdened
Hebron, KY$1,950/mo72.8%severely rent-burdened
Burlington, KY$2,050/mo76.5%severely rent-burdened
Independence, KY$2,143/mo80%severely rent-burdened
Prospect, KY$2,343/mo87.5%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).