Can A Waiter or Waitress Afford Rent in Dayton, KY?

Rent-burdened — rent takes 69.8% of gross income.

Dayton rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Dayton median rent
$1,869/mo
Waiter or Waitress salary (Kentucky)
$32,146/yr
Rent as % of income
69.8%
Gross monthly income works out to about $2,679, and the 30% rule supports up to $804/mo in rent. Dayton's median rent of $1,869 exceeds that threshold by $1,065/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 120.9 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Kentucky cities have lower median rent than Dayton, which improves the affordability math on a waiter or waitress salary:

Versailles, KY
$1,822/mo (68% of income)
Versailles, KY
$1,807/mo (67.5% of income)
La Grange, KY
$1,795/mo (67% of income)

Compare with full rent data for Dayton

View full rent data for Dayton, KY

Frequently asked questions

Can a waiter or waitress afford rent in Dayton, KY?

Median rent in Dayton is $1,869 a month. A typical waiter or waitress in Kentucky earns about $32,146 a year, which makes that rent 69.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Dayton?

Using the 30% rule, a waiter or waitress salary in Kentucky (~$32,146/yr) supports up to $804 a month in rent. Dayton's current median rent is $1,869/mo, which is $1,065/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Dayton?

At an hourly equivalent of about $15 an hour, a waiter or waitress in Kentucky works roughly 120.9 hours a month to cover Dayton's median rent of $1,869.

Where is rent cheaper than Dayton for a waiter or waitress?

Nearby Kentucky cities with lower median rent include Versailles ($1,822/mo), Versailles ($1,807/mo), La Grange ($1,795/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Dayton, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.