Can A Waiter or Waitress Afford Rent in Catonsville, MD?

Rent-burdened — rent takes 51.5% of gross income.

Catonsville rent: June 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Catonsville median rent
$1,692/mo
Waiter or Waitress salary (Maryland)
$39,452/yr
Rent as % of income
51.5%
Gross monthly income works out to about $3,288, and the 30% rule supports up to $986/mo in rent. Catonsville's median rent of $1,692 exceeds that threshold by $706/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 89.2 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Maryland cities have lower median rent than Catonsville, which improves the affordability math on a waiter or waitress salary:

Annapolis, MD
$1,691/mo (51.4% of income)
New Carrollton, MD
$1,691/mo (51.4% of income)
North East, MD
$1,690/mo (51.4% of income)

Compare with full rent data for Catonsville

View full rent data for Catonsville, MD

Frequently asked questions

Can a waiter or waitress afford rent in Catonsville, MD?

Median rent in Catonsville is $1,692 a month. A typical waiter or waitress in Maryland earns about $39,452 a year, which makes that rent 51.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Catonsville?

Using the 30% rule, a waiter or waitress salary in Maryland (~$39,452/yr) supports up to $986 a month in rent. Catonsville's current median rent is $1,692/mo, which is $706/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Catonsville?

At an hourly equivalent of about $19 an hour, a waiter or waitress in Maryland works roughly 89.2 hours a month to cover Catonsville's median rent of $1,692.

Where is rent cheaper than Catonsville for a waiter or waitress?

Nearby Maryland cities with lower median rent include Annapolis ($1,691/mo), New Carrollton ($1,691/mo), North East ($1,690/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Catonsville, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.