Can A Waiter or Waitress Afford Rent in Chesterfield, MI?

Rent-burdened — rent takes 60.9% of gross income.

Chesterfield rent: June 2026. Salary: BLS OEWS May 2024 (Michigan state estimate).

Chesterfield median rent
$1,781/mo
Waiter or Waitress salary (Michigan)
$35,069/yr
Rent as % of income
60.9%
Gross monthly income works out to about $2,922, and the 30% rule supports up to $877/mo in rent. Chesterfield's median rent of $1,781 exceeds that threshold by $904/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 105.6 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Michigan cities have lower median rent than Chesterfield, which improves the affordability math on a waiter or waitress salary:

Brownstown, MI
$1,780/mo (60.9% of income)
Canton, MI
$1,780/mo (60.9% of income)
Canton, MI
$1,780/mo (60.9% of income)

Compare with full rent data for Chesterfield

View full rent data for Chesterfield, MI

Frequently asked questions

Can a waiter or waitress afford rent in Chesterfield, MI?

Median rent in Chesterfield is $1,781 a month. A typical waiter or waitress in Michigan earns about $35,069 a year, which makes that rent 60.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Chesterfield?

Using the 30% rule, a waiter or waitress salary in Michigan (~$35,069/yr) supports up to $877 a month in rent. Chesterfield's current median rent is $1,781/mo, which is $904/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Chesterfield?

At an hourly equivalent of about $17 an hour, a waiter or waitress in Michigan works roughly 105.6 hours a month to cover Chesterfield's median rent of $1,781.

Where is rent cheaper than Chesterfield for a waiter or waitress?

Nearby Michigan cities with lower median rent include Brownstown ($1,780/mo), Canton ($1,780/mo), Canton ($1,780/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Michigan state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Chesterfield, MI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.