Can A Waiter or Waitress Afford Rent in Austin, MN?

Comfortably affordable — rent takes 29.9% of gross income.

Austin rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Austin median rent
$947/mo
Waiter or Waitress salary (Minnesota)
$37,991/yr
Rent as % of income
29.9%
Gross monthly income works out to about $3,166, and the 30% rule supports up to $950/mo in rent. Austin's median rent of $947 leaves roughly $3/mo of headroom under that threshold. A waiter or waitress works roughly 51.8 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Minnesota cities have lower median rent than Austin, which improves the affordability math on a waiter or waitress salary:

Albert Lea, MN
$923/mo (29.2% of income)
Saint Cloud, MN
$905/mo (28.6% of income)
Saint Cloud, MN
$872/mo (27.5% of income)

Compare with full rent data for Austin

View full rent data for Austin, MN

Frequently asked questions

Can a waiter or waitress afford rent in Austin, MN?

Median rent in Austin is $947 a month. A typical waiter or waitress in Minnesota earns about $37,991 a year, which makes that rent 29.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a waiter or waitress afford in Austin?

Using the 30% rule, a waiter or waitress salary in Minnesota (~$37,991/yr) supports up to $950 a month in rent. Austin's current median rent is $947/mo, which leaves a $3/mo buffer.

How many hours does a waiter or waitress work to cover rent in Austin?

At an hourly equivalent of about $18 an hour, a waiter or waitress in Minnesota works roughly 51.8 hours a month to cover Austin's median rent of $947.

Where is rent cheaper than Austin for a waiter or waitress?

Nearby Minnesota cities with lower median rent include Albert Lea ($923/mo), Saint Cloud ($905/mo), Saint Cloud ($872/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Austin, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.