Can A Waiter or Waitress Afford Rent in Duncan, OK?
Stretched but workable — rent takes 39.5% of gross income.
Duncan rent: June 2026. Salary: BLS OEWS May 2024 (Oklahoma state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Oklahoma cities have lower median rent than Duncan, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Duncan
View full rent data for Duncan, OK →Frequently asked questions
Can a waiter or waitress afford rent in Duncan, OK?
Median rent in Duncan is $1,058 a month. A typical waiter or waitress in Oklahoma earns about $32,146 a year, which makes that rent 39.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Duncan?
Using the 30% rule, a waiter or waitress salary in Oklahoma (~$32,146/yr) supports up to $804 a month in rent. Duncan's current median rent is $1,058/mo, which is $254/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Duncan?
At an hourly equivalent of about $15 an hour, a waiter or waitress in Oklahoma works roughly 68.5 hours a month to cover Duncan's median rent of $1,058.
Where is rent cheaper than Duncan for a waiter or waitress?
Nearby Oklahoma cities with lower median rent include Lawton ($1,057/mo), Enid ($1,056/mo), Lawton ($1,052/mo). Each shifts the affordability math materially on a waiter or waitress salary.