Can A Waiter or Waitress Afford Rent in Jamestown, RI?

Rent-burdened — rent takes 110.6% of gross income.

Jamestown rent: June 2026. Salary: BLS OEWS May 2024 (Rhode Island state estimate).

Jamestown median rent
$3,500/mo
Waiter or Waitress salary (Rhode Island)
$37,991/yr
Rent as % of income
110.6%
Gross monthly income works out to about $3,166, and the 30% rule supports up to $950/mo in rent. Jamestown's median rent of $3,500 exceeds that threshold by $2,550/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 191.6 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Rhode Island cities have lower median rent than Jamestown, which improves the affordability math on a waiter or waitress salary:

Portsmouth, RI
$3,378/mo (106.7% of income)
Portsmouth, RI
$3,288/mo (103.9% of income)
Newport, RI
$3,284/mo (103.7% of income)

Compare with full rent data for Jamestown

View full rent data for Jamestown, RI

Frequently asked questions

Can a waiter or waitress afford rent in Jamestown, RI?

Median rent in Jamestown is $3,500 a month. A typical waiter or waitress in Rhode Island earns about $37,991 a year, which makes that rent 110.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Jamestown?

Using the 30% rule, a waiter or waitress salary in Rhode Island (~$37,991/yr) supports up to $950 a month in rent. Jamestown's current median rent is $3,500/mo, which is $2,550/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Jamestown?

At an hourly equivalent of about $18 an hour, a waiter or waitress in Rhode Island works roughly 191.6 hours a month to cover Jamestown's median rent of $3,500.

Where is rent cheaper than Jamestown for a waiter or waitress?

Nearby Rhode Island cities with lower median rent include Portsmouth ($3,378/mo), Portsmouth ($3,288/mo), Newport ($3,284/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Rhode Island state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Jamestown, RI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.