Can A Waiter or Waitress Afford Rent in Portsmouth, RI?

Rent-burdened — rent takes 106.7% of gross income.

Portsmouth rent: June 2026. Salary: BLS OEWS May 2024 (Rhode Island state estimate).

Portsmouth median rent
$3,378/mo
Waiter or Waitress salary (Rhode Island)
$37,991/yr
Rent as % of income
106.7%
Gross monthly income works out to about $3,166, and the 30% rule supports up to $950/mo in rent. Portsmouth's median rent of $3,378 exceeds that threshold by $2,428/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 184.9 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Rhode Island cities have lower median rent than Portsmouth, which improves the affordability math on a waiter or waitress salary:

Newport, RI
$3,284/mo (103.7% of income)
Newport, RI
$3,281/mo (103.6% of income)
Middletown, RI
$3,229/mo (102% of income)

Compare with full rent data for Portsmouth

View full rent data for Portsmouth, RI

Frequently asked questions

Can a waiter or waitress afford rent in Portsmouth, RI?

Median rent in Portsmouth is $3,378 a month. A typical waiter or waitress in Rhode Island earns about $37,991 a year, which makes that rent 106.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Portsmouth?

Using the 30% rule, a waiter or waitress salary in Rhode Island (~$37,991/yr) supports up to $950 a month in rent. Portsmouth's current median rent is $3,378/mo, which is $2,428/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Portsmouth?

At an hourly equivalent of about $18 an hour, a waiter or waitress in Rhode Island works roughly 184.9 hours a month to cover Portsmouth's median rent of $3,378.

Where is rent cheaper than Portsmouth for a waiter or waitress?

Nearby Rhode Island cities with lower median rent include Newport ($3,284/mo), Newport ($3,281/mo), Middletown ($3,229/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Rhode Island state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Portsmouth, RI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.