Can A Waiter or Waitress Afford Rent in Surfside Beach, SC?

Rent-burdened — rent takes 60% of gross income.

Surfside Beach rent: July 2026. Salary: BLS OEWS May 2024 (South Carolina state estimate).

Surfside Beach median rent
$1,607/mo
Waiter or Waitress salary (South Carolina)
$32,146/yr
Rent as % of income
60%
Gross monthly income works out to about $2,679, and the 30% rule supports up to $804/mo in rent. Surfside Beach's median rent of $1,607 exceeds that threshold by $803/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 104 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These South Carolina cities have lower median rent than Surfside Beach, which improves the affordability math on a waiter or waitress salary:

Ladson, SC
$1,606/mo (60% of income)
Greer, SC
$1,606/mo (60% of income)
Boiling Springs, SC
$1,605/mo (59.9% of income)

Compare with full rent data for Surfside Beach

View full rent data for Surfside Beach, SC

Frequently asked questions

Can a waiter or waitress afford rent in Surfside Beach, SC?

Median rent in Surfside Beach is $1,607 a month. A typical waiter or waitress in South Carolina earns about $32,146 a year, which makes that rent 60% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Surfside Beach?

Using the 30% rule, a waiter or waitress salary in South Carolina (~$32,146/yr) supports up to $804 a month in rent. Surfside Beach's current median rent is $1,607/mo, which is $803/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Surfside Beach?

At an hourly equivalent of about $15 an hour, a waiter or waitress in South Carolina works roughly 104 hours a month to cover Surfside Beach's median rent of $1,607.

Where is rent cheaper than Surfside Beach for a waiter or waitress?

Nearby South Carolina cities with lower median rent include Ladson ($1,606/mo), Greer ($1,606/mo), Boiling Springs ($1,605/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived South Carolina state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Surfside Beach, SC. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.